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IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
Kovuru Rohini Reddy – Appellant
Versus
UCO Bank – Respondent
WP 35315/2024
IN THE HIGH COURT FOR THE STATE OF TELANGANA AT
HYDERABAD
THE HON’BLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION No.35315 of 2024
DATE OF ORDER:- 15.12.2025
BETWEEN
KovuruRohini Reddy,
W/o.KovuruRajgopal Reddy,
R/o.Hyderagbad.
… Petitioner
AND
UCO Bank, Assets Management Bank,
Hyderabad & 3 others.
… Respondents
ORDER:-
1. This Writ Petition is filed declaring the action of respondents in issuing Look Out Circular against the petitioner from travelling abroad and holding her Passport bearing No.U8688648 on 27.10.2024, as illegal and violation of guidelines issued by Union of India vide Office Memorandum dated 22.02.2021 and consequently to direct the respondent No.4 to quash the Look Out Circular issued
by him at the instance of respondent No.1.
2. Heard Sri Srinivas Rao Bodduluri, learned counsel for the petitioner as well as Ms.M.Shalini, learned Standing Counsel representing respondents-Bank. Perused the record.
3. Learned counsel for the petitioner submitted that the husband of the petitioner has approached respondent No.2 for availing cash credit facility and the respondent has sanctioned loan of Rs.485 lakhs but released only Rs.475 lakhs. The husband of the petitioner had paid the interest as well as amount towards principle regularly. But due to unfavourable market conditions, her husband’s company ran into temporary liquidity due to which the petitioner’s husband could not pay the interest due to the respondent bank and hence, the credit facility of the company was declared as NPA. Aggrieved by the same, the petitioner’s husband filed W.P.No.4401 of 2017 and as per the orders passed in the said writ petition, the company has deposited an amount of Rs.175 lakhs towards partial adjustment of Bank’s dues. Further, though their company has submitted OTS settlement of Rs.260 lakhs in full and final settlement of the companies due of Rs.329 lakhs, the respondent-Bank has declined the said offer. While the things stood thus, the petitioner was scheduled to travel to Singapore on 27.10.2024 to visit her family members and when she was about to board the flight from Rajiv Gandhi International Airport, Hyderabad, she was prevented from boarding the flight on the ground that a look out circular was issued against her. It is stated that the petitioner was not provided with a copy of Look Out Circular and that there are no criminal proceedings pending against her, as such, she filed the present writ petition seeking to suspend the operation of Look Out Circular issued against the petitioner.
4. Learned counsel for the petitioner further submitted that the petitioner is no way connected with the affairs of her husband and that there are no complaints making specific allegations against the petitioner and hence seeks to suspend the operation of LOC issued against her and permit her to travel to Singapore to take care of her cousin’s health.
5. Ms. M.Shalini, learned Standing Counsel for respondent -Bank has forwarded a copy of email dated 12.12.2025 received from AMB (Assets Management Bank), Hyderabad, which discloses that the Bank has received the One Time Settlement of Rs.7.80 Crores and delayed interest of Rs.10.00 Lakhs from the husband of the petitioner and hence, they do not have any objection from withdrawing the case against the petitioner. It is further mentioned that they have requested their higher officials for withdrawal of LOC against the petitioner.
6. In view of the foregoing discussion and considering the fact that the respondent -Bank has received its OTS amount from the husband of the petitioner and requested the higher officials for withdrawal of LOC issued against the petitioner, this Court do not find any reason for continuation of LOC issued against the petitioner. 7. Hence, the Writ Petition is disposed of directing the respondent authorities to suspend the operation of Look Out Circular (LOC) issued against the petitioner so as to enable her to travel to Singapore to take care of her cousin’s health. There shall be no order