IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD WRIT PETITION No. 29613 of 2025

02^nd December, 2025 BETWEEN:

Ramesh Garlapati, C/o Ramulu … Petitioner AND

1. The Union of India, represented by Secretary, Ministry of Finance, New Delhi, and Others … Respondents

ORDER:

The case of the petitioner, precisely as per the writ affidavit, is that he availed loans/credit facilities from respondents No.3 to 11 (who are Banks and financial institutions), and he has been promptly repaying by borrowing from others, and it did not make the last few payments to the respondents No.3 to 11; and the petitioner is in difficult situation in meeting his expenses. While so, it is the grievance of the petitioner that the representatives/agents of respondents No.3 to 11 are continuously calling, and intruding into the house of the petitioner and threatening to repay the loans, and that the procedure adopted by the respondents No.3 to 11 is not as per the RBI Guidelines for recovery of loans, and therefore the petitioner seeks a direction to the respondents No.3 to 11 to follow due process of law for recovery of loans.

2. Heard Mrs. B. Keshav Yadav, learned counsel for the petitioner; and learned Stan