THE HON'BLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION No.22390 of 2025

ORDER:

Aggrieved by the action of respondent Nos.4 to 7 in harassing the petitioner contrary to norm of RBI Circular vide No.RBI/2019- 20/186/DOR.No.BP.BC.4721.04.048/2019-20, dated 27.03.2020, guidelines of RBI Rules, dated 01.07.2015 and Resolution dated

07.06.2019, the present writ petition is filed.

2. It is the case of petitioner that he availed personal loans from respondent Nos.4 to 7, who are the private bankers and financial institutions, and have been paying the EMIs regularly. It is further submitted that due to ill health and sudden demise of his family members, he could not make out his business and was unable to pay the EMI, which was not intentional. It is also case of the petitioner that respondent Nos.4 to 7 without following the guidelines of RBI, the representatives of respondent Nos.4 to 7 have been continuously calling him, visiting his house and abusing him in filthy language.

3. The grievance of the petitioner is that the respondents are entitled to recover the dues in terms of the credit facilities by following the procedure established under law and they are not having any right to recover