IN THE HIGH COURT OF JUDICATURE FOR THE STATE OF TELANGANA HON’BLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITIONS No. 43407 OF 2022

24.02.2026 Between:

Sridhar Purekar ….. Petitioner And State Bank of India, Rep. by its Chief General Manager, Home Loan Division, Secunderabad ….. Respondent

O R D E R:

Petitioner states that he availed home loan from respondent bank of Rs.7,72,000/-, which was disbursed in three phases at the rate of Rs.2,57,500/- each; at the time of disbursement, respondent bank obtained six blank cheques towards security in respect of loan Account No.30363578633. It is stated, subsequently, petitioner noticed various discrepancies at the time of issuance and utilization of cheques, which occurred due to the negligence of the staff of respondent bank in discharge of their duties. Petitioner is stated to have submitted ECS authorization authorizing salary deduction towards EMIs, however, the bank failed to deduct the salary till February, 2012, i.e. for about four years from 2008 to 2012. Respondent bank did not verify its records and did not issue any notice to petitioner during the said period. Upon noticing the same, petitioner approached respondent bank and brought