RA (SA) 43/2021, RA (SA) 37/2022 and RA (SA) 38/202

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IN THE DEBT RECOVERY APPELLATE TRIBUNAL AT CHENNAI

Dated the 14^th of February, 2023

PRESENT: Hon’ble Mr. Justice S. Ravi Kumar

CHAIRPERSON

RA (SA) 43/2021

(SA No.261/2019 on the file of DRT, Coimbatore)

RA (SA) 37/2022

(SA 216/2018 on the file of DRT Coimbatore)

And

RA (SA) 38/2022

(SA No.416/2020 on the file of DRT, Coimbatore)

RA (SA) 43/2021

Between

M. Anandabalaji,

S/o G. Manickam,

2/245, Udumalpet Road,

Pollachi -642 003.

….Appellant

And

1.Tamilnad Mercantile Bank Ltd.,

Pollachi Branch,

Represented by its Authorised Officer,

Door Numbers 76 and 77,

New Scheme Road, Pollachi – 642 001.

2.Mrs. Vidhya,

W/o Senthil Kumar Raju,

16935-Camden Avenue,

Omaha, NE-68116, USA.

RA (SA) 43/2021, RA (SA) 37/2022 and RA (SA) 38/202

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3.Mr. B. Sasikumar,

S/o R. Balasubramaniam,

Door No.3/53, New Godown Street,

Koppanurpudur Village,

Kapalangarai Post,

Kinathukadavu Taluk,

Coimbatore District.

…….

Respondents

(R2 is given up)

RA (SA) 37/2022

Between

M. Anandabalaji,

S/o G. Manickam,

2/245, Udumalpet Road,

Pollachi -642 003.

Appellant

AND

1.Tamilnad Mercantile Bank Ltd.,

Pollachi Branch,

Rep. by its Manager,

Door Numbers 76 and 77,

New Scheme Road, Pollachi – 642 001.

2.Mrs. Vidhya,

W/o Senthil Kumar Raju,

16935-Camden Avenue,

Omaha, NE-68116, USA.

……Respondents

(R2 is given up)

RA (SA) 43/2021, RA (SA) 37/2022 and RA (SA) 38/202

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RA (SA) 38/2022

Between

M. Anandabalaji,

S/o G. Manickam,

2/245, Udumalpet Road,

Pollachi – 642 003.

……Appellant

And

1.The District Collector,

Coimbatore District,

Coimbatore.

2.The Tahsildhar,

Pollachi,

Coimbatore District.

3.Tamilnad Mercantile Bank Limited,

Pollachi Branch,

Rep. by its Authorised Officer,

Door Numbers 76 and 77,

New Scheme Road,

Pollachi – 642 001.

4.Mr. Sasi Kumar,

S/o R. Balasubramanian,

Door No. 3/53,

New Godown Street, Koppanurpudur Village,

Kapalangarai Post, Kinathukadavu Taluk,

Coimbatore District.

…..Respondents

(R1 and R2 are given up)

RA (SA) 43/2021, RA (SA) 37/2022 and RA (SA) 38/202

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COMMON ORDER

1. All these three Appeals are filed against Order dated

03.03.2021 in different Securitisation Applications through

separate Orders of DRT, Coimbatore. As lis is between same

parties and Advocates of respective parties submitted

common arguments, these three Appeals are disposed of

through a common Order.

2. RA (SA) 43/2021 is preferred against Orders in SA

261/2019, which Securitisation Application is filed to set

aside Sale conducted on 23.01.2019 and consequential steps

in pursuance of Sale; RA (SA) 37/2022 is preferred against

Orders in SA 216/2018, which is filed challenging Possession

Notice dated 19.04.2018; and RA (SA) 38/2022 is filed

against Orders in SA 416/2020, which is filed to set aside

Orders of District Collector, Coimbatore, dated 16.08.2019.

RA (SA) 43/2021, RA (SA) 37/2022 and RA (SA) 38/202

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3. Brief facts that are relevant to these Appeals are as

follows:-

Appellant’s father availed loan from Respondent Bank in

the year 2015 and said loan is classified as Non-Performing

Asset (NPA) on 31.08.2017. Thereafter, Authorised Officer of

Respondent Bank issued first Demand Notice under Section

13(2) of SARFAESI Act, 2002, on 27.09.2017 demanding a

sum of Rs.1,60,05,920/-, due as on 31.08.2017. Bank

issued second Demand Notice on 17.01.2018 demanding

Rs.1,70,60,895/- as amount due as on 31.12.2017. As

borrower has not discharged the demanded amount, Bank

issued Possession Notice under Section 13(4) of SARFAESI

Act, 2002, on 19.04.2018; challenging said Notice, Appellant

herein filed SA 216/2018.

Bank issued first Sale Notice on 21.08.2018 fixing sale

date as 28.09.201