HIGH COURT OF BOMBAY
BAJAJ ALLIANZ GEN. INSURANCE CO. LTD. NAGPUR, BRANCH AKOLA THR. ITS MANAGER (LEGAL) SHRESHTHA BISWA – Appellant
Versus
FATEMABI W/O SK. SALIM AND OTHERS – Respondent
FA 810/2019
['ASHWINI S ATHALYE', '', 'AMOD R BHOLE', 'SANDEEP DEORAO CHOPDE', '', 'FOR/R- &']
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IN THE HIGH COURT OF JUDICATURE AT BOMBAY,
NAGPUR BENCH, NAGPUR.
FIRST APPEAL NO.810/2019
In
M.A.C.P. No.9/2013
Bajaj Allianz General Insurance Co. Ltd.,
Regional Office at 7th Floor, Shriram Shyam Towers,
C\ Block no.63, -Wing, Kingsway, Sadar, Nagpur
Having its branch office at 2nd Floor,
Shraddha Heights, Old Income Tax Chowk,
Gorakshan, Akola
through its Manager (Legal) Shreshtha Biswas. ...APPELLANT
VERSUS
1. Fatemabi w/o Sk. Salim
Aged about 55 years, Occ- household.
2. Sk. Salim s/o Sk. Abdulla
Aged about 57 years, Occ.- Labour,
Both residents of Jama Masjid Chowk,
Barshitakli, District Akola.
3. Abdul Nasir s/o Abdul Gaffar
Aged adult, Occ.-Driver,
R/o-Mujawarpura, Barshitakli,
Taq. Barshitakli, District Akola.
4. Maksudkhan s/o Rasulkhan
Aged adult, Occ- Owner,
R/o.-Gulzarpura, Barshitakli,
Taq. Barshitakli, District Akola. ...RESPONDENTS
______________________________________________________________
Mrs. A.S. Athalye, Advocate for appellant.
Shri S.D. Chopde, Advocate for resp. nos. 1 and 2.
Shri R.L. Khapre, Senior Advocate assisted by Shri D.R. Khapre,
Advocate as Amicus Curiae.
______________________________________________________________
(Ori.NA
no.2)
(Ori.NA
on.3)
On RA
(Ori.
claimant
no.1 & 2.)
On R.A.
(Ori. NA
1)
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CORAM : PUSHPA V. GANEDIWALA, J.
Reserved on : 20-08-2021.
Pronounced on : 27-09-2021
JUDGMENT :
This First Appeal is preferred by the insurer of the
offending vehicle TATA 709, a goods carriage vehicle, in which the
deceased was travelling, raising a grievance that the learned Member of
the Motor Accident Claims Tribunal, Akola, has erroneously saddled
the liability on the insurance company to pay the amount of
compensation to the claimants i.e. the legal representatives of the
deceased, the deceased being travelling in a goods carriage vehicle
against the terms and conditions of the policy.
2.
The factual matrix, leading to filing of the present Appeal,
may be stated as under :-
The claimants/respondent nos. 1 to 3 herein filed a Claim
Petition under Section 166 of the Motor Vehicles Act, 1988 (for short,
'
M.V. Act'
) for grant of compensation of Rs. 5 lakh against the driver,
owner and the insurer of the offending vehicle. The claimants state
that on 11-02-2012 at about 22.00 hours, when the deceased Sk. Amin
Sk. Salim along with his brother and driver of TATA 709 bearing
registration no. MH-20/W-6567 was coming from Umarkhed to
Barshitakli, when their vehicle reached near Dudkhed Phata on Washim
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to Shelu Bazar road, suddenly back tyre of TATA 709 was burst.
Consequently, the vehicle turned turtle and due to that the deceased
sustained injury and died in Ozone Hospital, Akola, during his
treatment on 12-02-2012.
3.
The claimants are the parents of the deceased. They state
that at the time of accident, the deceased was well bodied person of 20
years old and working as a Coolie with the owner of the offending
vehicle Maksudkhan s/o Rasulkhan, respondent No. 4 herein.
4.
The respondent no.4, the owner of the offending vehicle,
in his written statement, resisted the Claim Petition, however, admitted
that the deceased was working with him and earning Rs. 5000/- per
month. He further admitted his ownership of the offending vehicle
which was insured with the appellant-Bajaj Allianz General Insurance
Company Limited vide Policy No.OG-12-2009-1803-00000116 valid
from 07-06-2011 to 06-06-2012. It is specifically stated that at the
relevant time the driver of the offending vehicle was holding a valid
and effective driving license.
5.
The appellant, the insurance company, in its written
statement did not dispute the existence of valid and effective insurance
policy of the offending vehicle at the relevant time. However, the
appellant resisted the Claim Petition being false and not maintainable
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ei