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IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 06TH DAY OF SEPTEMBER, 2022
BEFORE
THE HON'BLE MR. JUSTICE HANCHATE SANJEEVKUMAR
M.F.A.NO.923/2016 (MV-D)
BETWEEN:
M/S UNITED INDIA INSURANCE
COMPANY LIMITED,
BRANCH OFFICE,
JAYADEVA COMPLEX,
1ST FLOOR, P.B.NO.54,
B.H.ROAD, TUMKUR,
NOW REP. BY ITS
REGIONAL OFFICE,
6TH FLOOR, KRISHI BHAVAN,
NRUPATHUNGA ROAD,
BENGALURU-560001.
REP. BY ITS DEPUTY MANAGER
… APPELLANT
(BY SRI LAKSHMI NARASAPPA, ADVOCATE FOR
SRI. A.M.VENKATESH, ADVOCATE (THROUGH V/C)
AND:
1 . JAYAMMA
W/O LATE CHIKKANNA
AGED ABOUT 44 YEARS,
2 . CHIKKAMMA
D/O LATE CHIKKANNA,
AGED ABOUT 25 YEARS,
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3 . MANJUNATH
S/O LATE CHIKKANNA,
AGED ABOUT 23 YEARS,
ALL ARE R/O MANDAGANAHALLI,
KUNDUR HOBLI,
MAGADI TALUK-562120.
NOW AT RANGAPURA VILLAGE,
URDIGERE POST,
KASABA HOBLI,
TUMKUR TALUK – 572101
4 . KRISHNAPPA M G
S/O GANGADUDDAIAH
AGED ABOUT 44 YEARS,
R/AT NO 4, SRIRAMNAGAR,
KAMAKSHIPALYA,
BENGALURU - 560079
(OWNER OF VEHICLE LORRY
BEARING NO. KA - 52/1769)
5 . J RAVICHANDRA
S/O S JANAKIRAMAN,
AGED ABOUT 57 YEARS
R/O OLD NO C , NEW NO 15,
ANNA NAGAR EAST,
CHENNAI – 600102
AT PRESENT R/O DOOR NO 97,
M-BLOCK,
FLAT NO 152/9, 6TH AVENUE
LOTUS COLONY, ANNA NAGAR EAST,
CHENNAI - 600102
(OWNER OF GOODS CARRIER
BEARING NO. TN-02/AL-0507)
6 . BHARTI AXA GENERAL INS CO. LTD.,
2ND FLOOR, METRO PLAZA,
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162, ANNA SALAI,
CHENNAI – 600102.
REP. BY MANAGER
... RESPONDENTS
(BY SRI. A.N.KRISHNASWAMY, ADVOCATE FOR R6,
R1 & R3-NOTICE HELD SUFFICIENT V/O DATED
28.05.2019, R2,R4,R5-ARE SERVED)
THIS M.F.A IS FILED UNDER SECTION 173(1) OF MV
ACT
AGAINST
THE
AND
AWARD
DATED15.10.2013 PASSED IN MVC NO.135/2012 ON THE
FILE OF THE PRINCIPAL SENIOR CIVIL JUDGE & MACT-X,
TUMKUR,
AWARDING
COMPENSATION
OF
RS.1,72,750/- WITH INTEREST AT 6% P.A. FROM THE
DATE
OF
PETITION
TILL
REALIZATION.
THIS M.F.A. COMING ON FOR ADMISSION THIS DAY,
THE COURT DELIVERED THE FOLLOWING:
J U D G M E N T
The appeal is preferred by M/s United India
Insurance Company Limited challenging the judgment
and
award
dated
15.10.2013
passed
in
MVC.No.135/2012 by the Prl. Senior Civil Judge and
MACT-X, Tumkur, insofar as fixing 50% of negligence
on the appellant-Insurance Company.
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2.
Brief facts:
The deceased –Chikkanna being the driver of
lorry bearing No.KA-51/1769 was driving the said
lorry belonging to respondent No.1 herein on NH-4
i.e., public road which runs between Tumkur and Sira
on 11.05.2011 and while so driving, at the place
called Ajjagondanahalli Circle of Kora Hobli Tumkur
Taluk at about 5.30 pm., the said lorry met with an
accident as the same had collided with another lorry
bearing No.TN-02-AL-0507 which was parked on the
public road, that as a result of the said collusion
involving the above said two lorries, the said
Chikkanna being the driver of the lorry which collided
with the stationery lorry at its back sustained severe
and grievous injuries and he succumbed to the same
on the way to the hospital.
3.
The claimants being the legal dependents
of the deceased filed claim petition before the Tribunal
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under Section 163-A of MV Act. The Tribunal has
allowed the appeal in part and awarded compensation
of Rs.3,36,000/- with interest at 6% per annum from
the date of petition till realization.
4.
Learned counsel for the appellant is the
insurer of the lorry bearing Reg.No.TN-02-AL-0507,
which was parked on the road, but the deceased while
driving the lorry bearing No.KA-51/1769 dashed the
above stated lorry from behind and due to the said
accident, the deceased Chikkanna who was driving the
lorry bearing No.KA-51/1769 died on the spot.
Therefore, the legal dependents of the deceased
Chikkanna filed the claim petition under Section 163-A
of the MV Act for seeking compensation. The Tribunal
has awarded compensation of Rs.3,36,000/- with
interest at 6% per annum from the date of petition till
realization by fixing the liability on the appellant -
Insurance Company and respondent No.6-Insurance
Company to the extent of 50:50 ratio. Therefore, the
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Tribunal had fixed the liability equally on the Insurer
of both the lorries at the ratio of 50:50.
5.
Learned
counsel
for
the
appellant-
Insurance Company submitted that fixing of liability to
the extent of 50% on the appellant –Insurance
Company is not correct, since the deceased while
driving the lorry bearing No.KA-51/1769 had dashed
the lorry bearing Reg.No.TN-02-AL-0507 from behind.
Therefore,
the
deceased
himself
was
100%
responsible for the accident. Further submitted that
the charge sheet is filed as against the deceased -
Chikkanna. Therefore, submitted that the driver of the
lorry bearing Reg.No.TN-02-AL-0507 was not at all
fault. Therefore, prays for exoneration of 50% of
liability fixed on the appellant-Insurance Company.
6.
During the course of argument, it is
brought to the notice of this Court that respondent
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No.6-Insurance
Company
has
preferred
MFA.No.3187/2014 before this Court challenging the
liability fixed on respondent No.6-Insurer and the
same came to be disposed of on 31.03.2016 by
confirming the judgment and award passed by the
Tribunal. Therefore, this Court in the above stated
appeal has confirmed the liability fixed on the
Insurance Companies in the ratio of 50:50. Once this
Court confirms fixing of liability on both the Insurer,
the same cannot be challenged by another Insurance
Company. On this ground, the appeal is liable to be
dismissed.
7.
In the present case, the claim petition is
filed under Section 163–A of the MV Act. Therefore,
when the claim petition is filed under Section 163–A of
the MV Act, the aspect of rashness and ne