- 1 -
MFA No. 103779 of 2016
IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH
DATED THIS THE 19TH DAY OF APRIL, 2023
BEFORE
THE HON'BLE MR JUSTICE ANANT RAMANATH HEGDE
MISCELLANEOUS FIRST APPEAL NO. 103779 OF 2016 (MV-I)
BETWEEN:
UNITED INDIA INSURANCE CO. LTD.,
THE DIVISIONAL MANAGER,
DIVISIONAL OFFICE,MARUTI GALLI, BELAGAVI,
REPRESENTED BY ITS
DIVISIONAL MANAGER,
PIN CODE: 290001.
…APPELLANT
(BY SRI. SHASHANK HEGDE AND
SMT. PREETI SHASHANK.,ADVOCATES)
AND:
1.
KUMAR MOHAN S/O. CHIDANAND BAGADE,
AGED ABOUT 11 YEARS, OCC: STUDENT,
SINCE MINOR REPRESENTED BY HIS
NATURAL GUARDIAN MOTHER SMT.BHARATI @
BHARATAVVA, W/O. CHIDANAND BAGADE,
AGED 31 YEARS, OCC: SCRAP BUSINESS,
NOW NIL, R/O: KHANADAL,
TAL: RAIBAG, DIST: BELAGAVI,PIN CODE: 290001.
2.
SRI.SHANKAR NEELKHANT SATIHAL,
AGE: MAJOR, OCC: AGRICULTURE,
R/O: GIRISAGAR, TAL: BILAGI,
DIST: BAGALKOT, PIN CODE:
(OWNER OF TATA SUMO BEARING
NO.KA-22/M-3754).
…RESPONDENTS
(BY SRI. VINAYAK S KULKARNI AND
SAROJA
HANGARAKI
Digitally
signed by
SAROJA
HANGARAKI
Date:
2023.04.21
16:42:30 -
0700
- 2 -
MFA No. 103779 of 2016
SRI. SACHIN C. KULKARNI,ADVOCATE FOR R1)
(NOTICE TO R2 IS DISPENSED WITH)
MFA IS FILED U/S.173(1) OF MOTOR VEHICLES ACT,
AGAINST
THE
&
AWARD
DATED:23.07.2016
PASSED IN MVC.NO.1444/2015 ON THE FILE OF THE MEMBER
MOTOR ACCIDENT CLAIMS TRIBUNAL, RAIBAG, AWARDING
THE COMPENSATION OF RS.3,73,000/- WITH INTEREST AT
THE RATE OF 9% P.A. FROM THE DATE OF PETITION TILL THE
FINAL REALIZATION.
THIS APPEAL, COMING ON FOR FURTHER HEARING, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:
JUDGMENT
The
insurer
is
in
appeal
challenging
the
compensation awarded to a 10 year old boy who met with
an accident. The doctor has assessed 20% disability to
the limb where the claimant has suffered fracture of tibia.
While determining the compensation, the Tribunal has
taken 20% disability to the whole body and applying the
ratio laid down in the case of Master Mallikarjun Vs.
Divisional
Manager,
the
National
Insurance
Company Limited and Another [AIR 2014 SC 736], the
tribunal has awarded compensation of Rs.3.00 lakhs. In
- 3 -
addition to that compensation is also awarded under other
heads.
2. Smt Preethi Shashank, learned counsel
appearing for the appellant/insurer would contend that the
Tribunal erred in taking 20% as the disability to the whole
body given the fact that the doctor himself has stated that
the claimant has suffered 20% disability to the affected
limb. That being the case, it is her contention that 1/3 of
the total disability assessed to the particular limb has to
be taken as the disability to the whole body to determine
the compensation.
3. This Court has perused the records made
available by the learned counsel for the insurer and the
doctor’s certificate at Ex.P.12 would reveal that the doctor
has certified that the claimant has suffered 20% disability
to the affected right lower limb. That being the position,
the Tribunal was in error in taking the disability at 20% to
the whole body to determine the compensation. The
Tribunal is swayed away by the opinion of the doctor who
- 4 -
has given an opinion stating that the disability to the
whole body is 20% despite disability to the particular limb
at 20%. It has to be noticed that in the cross examination
the doctor who has been examined on behalf of the
claimant has stated that he is not in a position to assess
the disability to the whole body. The relevant portion of
the cross examination reads as under:
FUÀ ªÀÄvÉÛ ºÉüÀÄvÉÛÃ£É ¸ÀA¥ÀÆtð zÉúÀzÀ §UÉÎ £ÀÆå£ÉÊvÉAiÀÄ §UÉÎ
£À£ÀUÉ ºÉüÀ®Ä DUÀĪÀÅ¢®è.
This being the position, the Tribunal was in error in
assessing the disability at 20% to the whole body to
determine the compensation.
4. As rightly contended by the learned counsel for
the insurer the Tribunal at the most ought to have taken
8% as the disability at the most to the whole body. That
being the position, applying the ratio laid down in the case
of Master Mallikarjun referred supra, the claimant is
entitled to compensation of Rs.1,00,000/- under the head
- 5 -
of ‘pain and suffering’, loss of amenities
in life,
inconvenience.
5. Compensation under the head of ‘medical
expenses’ awarded at Rs.58,000/- is supported by
documents, therefore, it does not require any modification.
6. However, further compensation under the heads
grevious injuries, pain and suffering at Rs.10,000/- and
Rs.5,000/-
towards
grevious
injuries
and
towards
conveyance, attendant, nourishment and miscellaneous
charges have to be excluded in view of the law laid down
in the case of Master Mallikarjun referred supra.
7. However, it is to be noticed that compensation is
not awarded for loss of income during the laid-up period
and also for the discomfort and inconvenience caused to
the parents on account of the injuries sustained by the
minor.
- 6 -
8. Accident is of the year 2015. As per the chart
prepared by the High Court Legal Services Authority,
notional income should be taken at Rs.8,000/- per month.
9. Taking 2 months as the loss of earnings during
the laid-up period, Rs.16,000/- is to be awarded under the
head of ‘loss of income during the laid-up period by the
claimant.
10. Accordingly, the compensa