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MFA No. 24987 of 2013
C/W MFA.CROB No. 100120 of 2014
IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH
DATED THIS THE 12TH DAY OF SEPTEMBER, 2022
BEFORE
THE HON'BLE MR JUSTICE H.P.SANDESH
MISCELLANEOUS FIRST APPEAL NO. 24987 OF 2013 (MV-)
C/W
MFA CROSS OBJ NO. 100120 OF 2014
IN MFA No.24987/2013
BETWEEN:
BRANCH MANAGER
THE UNITED INDIA INSURANCE CO.LTD
SANMAN COMPLEX, ISLAMPUR
GANGAVATHI
ITS DIVISIONAL OFFICE,
GANDHICHOWK, RAICHUR
…APPELLANT
(BY SRI. A G JADHAV, ADVOCATE)
AND:
1.
SMT. RENUKAMMA W/O. BLAPPA
AGE: 34 YEARS, OCC: HOUSEHOLD WORK
R/O. VENKATGIRI, TQ: GANGAVATHI
DIST: KOPPAL
2.
HULIGEMMA D/O. BALAPPA
AGE: 13 YEARS, OCC: NIL
MINOR, R/BY HER MOTHER
RENUKAMMA W/O. BLAPPA AGE: 35 YEARS,
OCC: HOUSEHOLD WORK R/O. VENKATGIRI,
TQ: GANGAVATHI DIST: KOPPAL
3.
MARUTI D/O. BALAPPA
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MFA No. 24987 of 2013
C/W MFA.CROB No. 100120 of 2014
AGE: 11 YEARS, OCC: NIL
MINOR, R/BY HER MOTHER
RENUKAMMA W/O. BLAPPA AGE: 35 YEARS,
OCC: HOUSEHOLD WORK,
R/O. VENKATGIRI, TQ: GANGAVATHI,
DIST: KOPPAL
4.
DYAMANNA S/O. BALAPPA
AGE: 66 YEARS, OCC: NIL
R/O. VENKATGIRI TQ: GANGAVATHI,
DIST: KOPPAL
5.
DEVAMMA W/O. DYAMANNA
AGE: 61 YEARS, OCC: NIL
R/O. VENKATGIRI,
TQ: GANGAVATHI, DIST: KOPPAL
6.
REHAMANASAB S/O. MOULASAB
AGE: 41 YEARS, OCC: DRIVER OF T/T No.KA
37/T 3456 & KA 37/T 6155
R/O. VADDARAHATTI, TQ: GANGAVATHI
7.
ERAPPA RALIKOTTI S/O. AYYAPPA
AGE: 51 YEARS, OCC: BUSINESS & OWNER OF
T/T NO KA 37/T 3456 & KA 37/T 6155
R/O. VADDARAHATTI, TQ: GANGAVATHI
…RESPONDENTS
(SRI. AMAREGOUDA, ADVOCATE FOR R1 TO R5;
R2 & R3 ARE MINORS, REPTD. BY R1;
SRI. VIJAYKUMAR B. HORATTI, ADVOCATE FOR R6 & R7)
THIS MFA IS FILED U/SEC.173(1) OF MV ACT 1988, AGAINST
AND
AWARD
DTD:10.09.2013,
PASSED
IN
MVC.NO.193/2012 ON THE FILE OF THE SENIOR CIVIL JUDGE AND
MACT AT GANGAVATHI, AWARDING THE COMPENSATION OF
RS.5,70,000/- WITH THE INTEREST AT THE RATE OF 6% P.A. FROM
THE DATE OF PETITION TILL THE DATE OF REALISATION.
IN MFA CROB.NO.100120/2014
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RENUKAMMA W/O. BALAPPA,
AGE 36 YEARS, OCC: HOUSEHOLD,
HULIGEMMA D/O. BALAPPA,
AGE 14 YEARS, OCC: NIL,
MARUTHI S/O. BALAPPA,
AGE 12 YEARS, OCC: NIL,
BOTH ARE MINORS, REPTD. BY
NATURAL GUARDIAN MOTHER I.E.
PETITIONER No.1 SMT. RENUKAMMA W/O. BALAPPA
DYAMANNA S/O. BALAPPA,
AGE 67 YEARS, OCC: NIL.
DEVAMMA W/O. DYAMANNA,
AGE 62 YEARS, OCC: NIL,
ALL ARE R/O. VENKATAGIRI,
TQ. GANGAVATHI, DIST. KOPPAL.
…CROSS OBJECTORS
(BY SRI. AMAREGOUDA, ADVOCATE FOR CROSS-OBJECTORS)
REHAMANSAB S/O. MOULASAB,
AGE 42 YEARS, OCC: DRIVER OF TRACTOR AND
TRAILER BEARING No.KA-37/TA-3456 AND
KA-37/T-6155, R/O. VADDARAHATTI,
TQ. GANGAVATHI, DIST. KOPPAL.
ERAPPA RALIKOTTI S/O. AYYAPPA,
AGE 52 YEARS, OCC: BUSINESS AND
OWNER OF THE TRACTOR AND TRAILER
BEARING No.KA-37/TA-3456 AND KA-37/T-6155,
R/O. VADDARAHATTI, TQ. GANGAVATHI,
DIST. KOPPAL.
THE BRANCH MANAGER,
UNITED INDIA INSURANCE COMPANY LTD.,
SANMAN COMPLEX, ISLMANPUR,
GANGAVATHI, ITS DIVISIONAL OFFICER,
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GANDHI CHOWK, RAICHUR.
(SRI. VIJAYKUMAR B. HORATTI, ADV. FOR R1 & R2;
SRI. A.G.JADHAV, ADVOCATE FOR R3)
THIS MFA CROB. IN MFA No.24987/2013 FILED UNDER ORDER
41 RULE 22 OF CPC, AGAINST THE JUDGMENT AND AWARD DATED
10.09.2013 PASSED IN MVC No.193/2012 ON THE FILE OF THE
SENIOR CIVIL JUDGE AND MACT, AT GANGAVATHI, PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING
ENHANCEMENT OF COMPENSATION.
THESE APPEAL & CROSS OBJECTIONS COMING ON FOR
ORDERS THROUGH PHYSICAL HEARING/VIDEO CONFERENCING
HEARING THIS DAY, THE COURT PASSED THE FOLLOWING:
JUDGMENT
Heard the appellant counsel in MFA No.24987/2013
and also the counsel for the respondent-claimants.
The factual matrix of the case of the claimants
before the tribunal is that, the deceased Balappa was met
with an accident when her husband and Tirupateppa i.e.
P.W.2 were standing by the side of the river bund and
driver of the drove the same in a rash and negligent
manner, as a result, he lost his conscious and immediately
he was taken to the hospital where he was taken
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treatment and died on account of the injuries sustained
by him.
It is their claim that he was earning Rs.6,000/-
per month and due to the death, the claimants they lost
the earning member of the family. The Insurance company
took different defences in the written statement. The
claimant examined one witness and also the eyewitness to
the incident i.e. P.W.2 and respondents have examined
one witness as R.W.1 and also got marked documents at
Ex.R.1.
The tribunal after assessing both oral and
documentary evidence allowed the claim petition granting
compensation of Rs.5,70,000/- with 6% interest. Hence,
the present appeal is filed by the Insurance company and
also the claimants for enhancement of the compensation.
The main contention of the counsel appearing
for the Insurance company is that, the tribunal has failed
to take note of the evidence of P.W.2, who gave an
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evidence before the Court that, he himself and the
deceased worked as coolies in order to load the sand and
also he categorically says that the tractor was used for
hire purpose and hence there is a clear violation of policy
conditions and the tractor was used for business and
Ex.R.1 policy speaks that the tractor was meant for
agricultural purpose and sand is not the agricultural
product by carrying the sand in the tractor-trailer and in
spite of it, the tribunal has fastened the liability on the
Insurance company. Learned counsel also would submits
that, in order to substantiate the said contention R.W.1 is
also examined before the tribunal and the tribunal has also
not considered the same.
Per contra, learned counsel appearing for the
respondents would also submits that, at the time of the
accident the deceased as well
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