HIGH COURT OF PUNJAB AND HARYANA
IFFCO TOKIAO GENERAL INSURANCE CO. LTD – Appellant
Versus
SATWANTI DEVI AND OTHERS – Respondent
FAO 3093/2021
126
IN THE HIGH COURT OF PUNJAB AND HARYANA AT
CHANDIGARH
FAO-3093-2021 (O&M)
Date of decision: 25.11.2021
IFFCO TOKIAO GENERAL INSURANCE CO. LTD
..Appellant
V/S
SATWANTI DEVI AND OTHERS
...Respondents
CORAM: HON9BLE MR. JUSTICE ARUN MONGA
Present:
Mr. Yogesh Gupta, Advocate,
for the appellant.
(Presence marked through video conference)
***
ARUN MONGA, J. (ORAL)
Aggrieved with the award dated 13.08.2021 rendered by Motor
Accidents Claims Tribunal, Karnal (for brevity, Tribunal), Insurance
Company has preferred the instant appeal.
2.
Brief facts as per the claim petition are that on 07.10.2017,
Parveen Kumar (since deceased) and Gyan Chand alias Gyan Singh (since
deceased) were going on a motorcycle bearing No. HR-059-6033 at a
moderate speed by observing the traffic rules. At about 8.30 a.m., when they
reached near Garbage Factory, Nagla Chowk, Meerut Road, Karnal, a Ford
Fiesta car bearing No. HR-06N-7137 being driven by respondent No.1 in a
rash, negligent and careless manner at a very high speed, without observing
traffic rules hit against the aforesaid motorcycle and caused the present
accident. Due to this impact, both the occupants of the said motorcycle fell
down on the road and received multiple grievous injuries on their persons
and both were shifted to KCGMCH, Karnal in an ambulance and after
MAHAVIR SINGH
2021.12.25 03:05
I attest to the accuracy of
this order
reaching the said hospital, both succumbed to the injuries. Post mortem
examination of both the deceased was conducted in KCGMCH, Karnal on
the same day.
3.
Separate claim petitions bearing MACT case No. RBT-
111/2021, CIS No.MACP/590218 and MACT case No. RBT-112/2021, CIS
No.MACP/591/2018 were filed by the respective heirs of the two
deceased. The respondents contested them. Both claim petitions were
clubbed.
4.
Learned Tribunal framed following issues:
1. Whether accident took place due to rash and negligent driving
of For Fiesta Car bearing registration No.HR-06N-7137 by
respondent No.1 Sanjiv, resulting into death of Parveen Kumar
(deceased in first claim petition) and death of Gyan Chand
alias Gian Singh (deceased in second claim petition), as
alleged? OPPs.
2. If issue No.1 is proved, whether Poonam etc. claimants of first
claim petition, are entitled to any compensation, if so, to what
amount and from whom? OPP
3. Whether Satwanti Devi etc., claimant of second connected
claim petition, are entitled to any compensation, if so, to what
amount and from whom? OPP.
4. Whether respondent No.1 was not holding a valid and effective
driving licence at the time of accident and the vehicle was being
driven in violation of terms and conditions of insurance policy
and provisions of Motor Vehicle Act, as alleged, if so to what
effect? OPR3.
5. Relief.=
5.
On appraisal of evidence, the learned Tribunal decided issues
No. 1 in favour of the claimants and issue No. 4 against the Insurance
company. On issues No. 3 and 4 it held that the claimants in MACT case
No. RBT-112/2021, CIS No.MACP/591/2018 were entitled to total
compensation of Rs.8,65,894/- and in MACT case No.111/2021, CIS
No.MACP/590/2018, Rs.16,23,970/- with interest @ 7% from the date of
MAHAVIR SINGH
2021.12.25 03:05
I attest to the accuracy of
this order
filing the petition till date of realization and that respondents No. 1-3 shall
be jointly and severally to pay the same.
6.
The Insurance Company, who was respondent No. 3 before the
Tribunal, has come up in appeal.
7.
I have heard the learned counsel for the appellant and with his
able assistance gone through the record.
8.
It is pointed out by the learned counsel for the appellant that
as per the statement of RW-1 Bhupinder Kumar ASI, investigating officer
of the criminal case registered about the occurrence, he contacted Vimla
Devi owner of Ford Fiesta car No.