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B.H.Gadhavi

A-14-600, A-14-1279

Page 1 of 19

A-14-600

A-14-1279

IN THE CONSUMER DISPUTES REDRESSAL

COMMISSION, GUJARAT STATE AT AHMEDABAD.

Court-2

APPEAL NO. 600 of 2014 & APPEAL NO.1279 of

2014

APPEAL NO. 600 of 2014

Arvindkumar Manilal Patel

77, Nilkanth Society,

Behind Rajkamal Petrol Pump,

Highway, Mehsana-2

…Appellant

(Ori.Complainant.)

Vs.

Bharti Axa General Insurance Co.Ltd.,

401-402,4th Floor,

Third Eye Complex

Panchwati Cross Roads

CG Road

Ahmedabad-380006

...Respondent

(Ori. Opponent.)

Appearance: Ld. Advocate Mr.V.M.Pancholi

For the appellant,

Ld. Advocate Mr. Darshil Parikh on

behalf of Ld. Advocate V.P.Nanavaty

for the respondent.

APPEAL NO. 1279 of 2014

Bharti Axa General Insurance Co.Ltd.,

401-402,4th Floor,

Third Eye Complex

Panchwati Cross Roads

CG Road

Ahmedabad-380006.

…Appellant

(Ori. Oppo.)

Vs.

Details

DD

MM

YY

Date of Judgment

05 10

2021

Date of filling

02 07

2014

Duration

03 03

07 Details

DD

MM

YY

Date of Judgment

05 10

2021

Date of filling

09 04

2014

Duration

26 05 07

B.H.Gadhavi

A-14-600, A-14-1279

Page 2 of 19

Arvindkumar Manilal Patel

77, Nilkanth Society,

Behind Rajkamal Petrol Pump,

Highway, Mehsana-2

...Respondent

(Ori. Complainant.)

Appearance: Ld. Advocate Mr. Darshil Parikh on

behalf of Ld. Ad. Mr. V.P. Nanavaty

for the appellant

Ld. Advocate V.M. Pancholi

for respondent.

Coram : Shri M.J.Mehta Judicial Member

Order by Shri M.J.Mehta, Judicial Member

1. Being aggrieved and dissatisfied with the

judgment and order dated 07.03.2014 passed by

the Consumer Disputes Redressal Forum,

Mehsana in Complaint No. 41 of 2012.

2. The appellants have preferred instant appeals on

the grounds that the impugned order is

arbitrary, perverse and is bad in law. The parties

will be referred to as per their original

nomenclature for the sake convenience

3. The brief facts of the case are as under:

complainant has purchased a car No. GJ-2-AP-

0569 form the original owner Vipul Kumar

Parmar, the said insurance policy is with the

name of the original vehicle’s owner for the

period of 14.07.2011 to 13.07.2012. thereby

insurance company is liable to compensate if any

damages caused to the insured, on 13.01.2012

intimation given to the RTO office Mehsana and

ultimately RTO has on 27.01.2012 car was

registered on the name of the complainant and

B.H.Gadhavi

A-14-600, A-14-1279

Page 3 of 19

RC Book was issued , thereafter on 07.02.2012

accident taken place and car GJ-2-AP-0569

damaged and for that complainant has filed the

complaint on 08.02.2012 before the insurance

company,

insurance

company

appointed

surveyor to assess the damage caused to the

complainant’s car, thereafter on 14.03.2012

claim was repudiated as per GR-17 the owner in

the policy and the owner in the RC book both are

different person. Thereby complainant has

brought this complaint before the consumer

Forum Mehsana on conclusion of trial the

complaint of the complainant was partly allowed,

and Rs. 15,500/- with interest of 9% ordered to

be paid by the insurance company.

4. Being aggrieved with this order complainant has

preferred an appeal to enhance the award

amount, and on the other hand insurance

company has preferred an appeal against the

order of the forum to quash and set aside award

passed by the Ld. Trial forum.

5. Here in the present case both the sides parties

advocates are heard, I gone through the records

and also considered the judgement of the Ld.

Trial Forum.

6.

The crucks of the issue is to be dealt with is that

the new owner of the vehicle Mr. Arvindkumar

Manilal Patel who has purchased the vehicle

from the original owner Mr. Vipulbhi Parmar and

the vehicle got transferred from the RTO office ?,

B.H.Gadhavi

A-14-600, A-14-1279

Page 4 of 19

and further the insurance policy should have to

be transferred in the name of the new purchaser

but it was not done and accident taken place a

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