Committe Of Management Arya Mahila P G Collage vs L I C

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

Cause Title/Judgement-Entry

STATE CONSUMER DISPUTES REDRESSAL COMMISSION, UP

C-1 Vikrant Khand 1 (Near Shaheed Path), Gomti Nagar Lucknow-226010

First Appeal No. A/2013/2871

(Arisen out of Order Dated in Case No. of District State Commission)

1. Committe Of Management Arya Mahila P G Collage

...........Appellant(s)

Versus

1. L I C

...........Respondent(s)

BEFORE:
	HON'BLE MR. Raj Kamal Gupta PRESIDING MEMBER
	HON'BLE MR. Mahesh Chand MEMBER

For the Appellant:

For the Respondent:

Dated : 24 Apr 2017

Final Order / Judgement

RESERVED

State Consumer Dispute Redressal Commission, Uttar Pradesh

Appeal No(s). 2440 of 2013 & 2871 of 2013

Appeal No. 2440 of 2013

Life Insurance Corporation of India, Divisional Office-16/98,

Mahatma Gandhi Marg, District-Kanpur, through

Secretary (Legal) Zonal Office Legal Cell,

30, Hazratganj, Lucknow. …….Appellant.

Versus

1- Brij Bhushan Lal, Major in Age sone of late Gyan Chand,

R/o House no.60/1, Gudari Bazar, District Muzaffarnagar,

C/o Shushma Cards & Arts, Dr. Suresh Market, Bhagat Singh

Road, Muzaffarnagar.

2- Committee of Management, Arya Mahila P.G. College,

Sadar Bazar, Shahjanpur through Manager. ……Respondents.

And

Appeal No. 2871 of 2013

Committee of Management Arya Mahila, P.G. College,

Shahjahanpur …….Appellant.

Versus

Bhartiya Jeevan Bima Nigam Pension and Samuhik Bima EKAI & Others

……Respondents

Present:-

Hon’ble Sri Raj Kamal Gupta, Presiding Member.
Hon’ble Sri Mahesh Chand, Member.

Sri Arvind Tilhari Advocate for the Appellant.

Sri S.P.PandeyAdvocate for the Respondents.

Date: -06-2017

Judgment

Sri Mahesh Chandra, Member-

TheseAppeals have been filed against the judgement & order dated 23.9.2013 passed by the District Consumer Dispute Redressal Forum, Shahjahanpur in Complaint Case No. 69 of 2011, Brij Bhushan Lal vs. Life Insurance Corporation of India. Appeal No 2440 of 2013 has been filed by Life Insurance Corporation of India, Divisional office Mahatma Gandhi Marg, Kanpur, through Secretary (Legal), Zonal Office Legal Cell, 30 Hazratganj, Lucknow. In this Appeal Brij Bhushan Lal and Committee of Management, Arya Mahila P.G.College, Shahjahanpur are the respondents. The Appeal No. 2871 of 2013 has been filed by Committee of Management, Arya Mahila P.G.College, Shahjahanpur where in Life Insurance Company and 2 others are the respondents. Since both these appeals are connected and against the one impugned order dated 23.9.2013, hence these are being decided by this judgement. The Appeal 2440 will be the leading case.

Briefly, the facts of the case are that Km. Alka Rani Kashyap, the daughter of respondent No.1 Mr Brij Bhushan Lal was a lecturer in the college of the respondent No. 2. It is admitted that she was the member of the Master Policy No GSLI-54946 under Group Savings Linked Insurance Scheme of the Appellant-Life Insurance Corporation of India. The sixth monthly premium of all the members of the staff including that of Km Alka Rani Kashyap was deducted from their salary and remitted to the Appellant. The respondent No. 1, Mr Brij Bhushan Lal was the nominee of Km. Alka Rani Kashyap in the said policy. Km. Alka Rani Kashyap died on dated 01.7.2008. After her death, the respondent No. 1, made a claim under the said policy and the Appellant paid a sum of Rs.33,331/- to the respondent No.2 on 19.2.2010.According to the complainant-respondent No.1,he was entitled for a sum of Rs. 350,000/- assured under the said Group Insurance Policy but the insurance company repudiated the claim of the balance amount of Rs. 316,669/- on the pretext that the said policy was lapsed as the premium was not deposited in time and the last insta

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