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STATE CONSUMER DISPUTES REDRESSAL COMMISSION,

PUNJAB, CHANDIGARH.

First Appeal No.207 of 2020

Date of institution : 24.06.2020

Date of decision : 03.02.2021

Orthonova Joint & Trauma Hospital (P) Ltd., Nakodar Road, near Nari

Niketan, Jalandhar City, through its Authorized Signatory.

….Appellant/Opposite Party No.5

Versus

1. Pritam Kaur, aged about 62 years, wife of Sh. Gurcharan Singh,

Resident of Maur Nabha-148108, Tehsil Tapa, District Barnala.

….Respondent/Complainant

2. Bhai Ghanaya Trust, Sewa Centre, Punjab State Co-op Bank,

SCO 175-187, Sector 34-A, Chandigarh-160022, through its

Managing Director/Chairman.

3. United India Insurance Company Limited, Regd. & Head Office

74, Whites Road, Chennai-600014, through its Managing

Director.

4. MD India Health Insurance TPA Pvt. Ltd., Maxpro Info Park, D-

38, Industrial Area, Phase-I, Mohali-160055, through its

Managing Director.

5. Bhai Ghanaya Trust, Punjab State Co-op Bank, SCO 175-187,

Sector

34-A,

Chandigarh-160022,

through

its

Managing

Director/Chairman.

6.

The Secretary, The Mouran MPCASS, Maur Nabha-148108,

Tehsil Tapa, District Barnala.

….Respondents/Opposite Parties No.1 to 4 & 6

First Appeal against the order dated

09.03.2020

of

the

District

Consumer

Disputes

Redressal

Forum

(now,

“Commission”) Barnala.

Quorum:-

Hon’ble Mr. Justice Paramjeet Singh Dhaliwal, President

Mr. Rajinder Kumar Goyal, Member

Mrs. Kiran Sibal, Member.

First Appeal No.207 of 2020

2

1) Whether Reporters of the Newspapers may be allowed to see

the Judgment? Yes/No

2) To be referred to the Reporters or not? Yes/No

3) Whether judgment should be reported in the Digest? Yes/No

Argued By:-

For the appellant

: Sh. Sahil Khunger, Advocate

For respondent No.1 : Sh. Pushpinder Kaushal, Advocate

For respondent No.2&5: Sh. N.S. Vashist, Advocate

For respondent No.3 : Sh. Nitin Gupta, Advocate

For respondent No.4 : Ex parte

For respondent No.5 : Sh. Rishab Kumar Jain, Advocate.

JUSTICE PARAMJEET SINGH DHALIWAL, PRESIDENT

The instant appeal has been filed by the appellant/opposite

party No.5 against the order dated 09.03.2020 passed by District

Consumer Disputes Redressal Forum (now, “Commission”), Barnala

(in short, “the District Commission”), whereby the complaint filed by

respondent No.1/complainant, under Section 12 of the Consumer

Protection Act, 1986, was partly allowed against opposite party No.5,

in the following terms:

“18. In view of the above discussion and copy of email dated

17.10.2019 Ex.OP-3/1 the present complaint is partly allowed

against the opposite party No. 5. Accordingly, the opposite

party No. 5 i.e. Orthonova Joint and Trauma Hospital Private

Limited, Jalandhar is directed to pay Rs. 1,00,000/- (One Lac

Only) to the complainant on account of deficiency in service and

unfair trade practice on their part due to which the cashless

request of the complainant was closed by the opposite parties

No. 3 and 4. However, the opposite party No. 5 can recover this

amount from the opposite party No. 3 i.e. United India

Insurance Company Limited, Chennai by due course of law, if

so advised. The opposite party No. 5 is also directed to pay

₹7,000/- to the complainant as consolidated amount of

compensation for mental tension, harassment and litigation

expenses. The opposite party No. 5 is also directed to pay

₹3,000/- as costs in the Consumer Legal Aid Account

maintained by this Forum. Compliance of the order be made

within the period of 30 days from the date of the receipt of the

First Appeal No.207 of 2020

3

copy of this order, failing which the opposite party No. 5 is

directed to pay the above mentioned amount of ₹1,00,000/-

alongwith interest at the rate of 6% per annum from the date of

order till actual realization.”

2.

It would be apposite to mention that hereinafter the parties

will be referred, as have been array

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