BEFORE THE A.P.STATE CONSUMER DISPUTES REDRESSAL COMMISSION : HYDERABAD.

F.A.No. 896/2011 against  C.C.No.1011/2006, Dist. Forum-1,Hyderabad.    

Between:

Sri Ram Mohan Rao Mullapudi,

S/o. Sri Somabrahmam,

Aged : 63 years, Occ:Business,

R/o. Plot No.16, Flat No.101,

Prashanthi Niketan, Opp to “DQ” Animation,

Srinagar Colony, Hyderabad.                                                  …Appellant/

                                                                                                                Complainant

          And

State Bank of India,

Gunrock Branch, Secunderabad,

Rep. by its Branch Manger.                                                      … Respondent/

                                                                                                                   Opp.party                                                  

 Counsel for the Appellant                   :      M/s.P.Madhusudan Kumar

Counsel for the Respondent      :     M/s. K.B.Ramanna Dora

  QUORUM: SMT.M.SHREESHA, HON’BLE INCHARGE PRESIDENT,

                                           And 

  SRI S.BHUJANGA RAO, HON’BLE MEMBER.

                FRIDAY,  THE  TWENTY FIRST  DAY OF DECEMBER,

TWO THOUSAND TWELVE.

Oral Order  : (Per Sri S.Bhujanga Rao, Hon’ble Member).

                                         ***

        The unsuccessful complainant  filed the appeal against the order dt.30.9.2010 of the District Forum-1, Hyderabad made in C.C.No.1011/2006, whereunder the complaint filed by the appellant/complainant seeking  direction to opp.party  to  pay Rs.3  lakhs  to the complainant, with interest, from the date of  illegal clearance till the date of payment, was dismissed.  

        For the sake of convenience, the parties are described as they arrayed in the complaint. 

        The case of the complainant as set out in the complaint is that he is having account with the opposite  party bank  bearing  SB account no.30034214830. The complainant has mistakenly issued a cheque bearing no.962680   dt.12.2.2006  for Rs.3 lakhs to one Mr.S.Anand Babu. Immediately, the complainant addressed a letter dt.11.2.2006  to the opposite party instructing   to stop payment in respect of the afore said cheque issued to  said S.Anand Babu.  The opposite party received the said letter and acknowledged  the same  on 11.2.2006.  Inspite of the said written instructions, from the complainant to ‘stop payment’ in  respect of the afore said cheque, the opposite party  cleared the said cheque, in the month of May, 2006, causing huge monetary loss   to the complainant.  After coming to know about the said  fact, the complainant addressed a letter dt.27.5.2006 to AGM, SBI, Region – II, Zonal Office, Secunderabad  requesting to credit the complainant’s account with Rs.3 lakhs,  for wrongfully  clearing Rs.3 lakhs cheque,  inspite of the  clear instructions  to ‘stop payment’. The opposite party is liable to pay the said amount with interest at 24% p.a. from the date of clearance, till the date of  payment,  to the complainant.  Hence the complaint. 

        Resisting the complaint, the opposite  party filed written version contending that, only to harass and extract  money from the opposite party bank, in collusion with  Sri Anand Babu, who has withdrawn amount of the subject cheque, the complainant conveniently  without making him as necessary party or even without filing any case against  him  for recovery of the amount, has filed the above complaint with false and baseless