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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
A. P. SAHI, PRESIDENT
PC JEWELLERS LIMITED – Appellant
Versus
BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED – Respondent


Advocates:
For the Appellants/Petitioners:MR. ROSHAN SANTHALIA, ADVOCATE, MS. PUJA JAKHAR, ADVOCATE
For the Respondents:MR. ATUL NANDA, SR. ADVOCATE, MR. JAGDISH SOLANKI, ADVOCATE, MR. SHUBHAM AGARWAL, ADVOCATE, MR. MARTAND, ADVOCATE, MS. VARTIKA, ADVOCATE

Table of Content
1. accident details and insurance background. (Para 1 , 2)
2. arguments around the validity of the driving licence. (Para 3 , 4 , 5 , 6 , 7 , 8)
3. counterarguments regarding the validity and condition of the driving licence. (Para 9 , 10 , 11 , 12)
4. evidence disputing influence of alcohol on driving. (Para 13 , 14 , 15)
5. legal interpretation of res judicata within consumer claims. (Para 27 , 28 , 29 , 30)
6. principles governing the issuance and proof of valid driving licences. (Para 31 , 32 , 33)
7. final decision on the insurance claim and its justification. (Para 80 , 81 , 82 , 83)

ORDER

JUSTICE A.P SAHI, PRESIDENT

This Complaint has been instituted by the owner of a “Lamborghini Gallardo” car bearing registration number DL-3CBU-7700 which met with a fateful accident on 19/02/2012. The vehicle was insured with the Opposite Parties under a comprehensive Insurance Policy effective from 07/12/2011 to 06/12/2012. At the time of the accident the vehicle was undisputedly being driven by one Mr. Anukool Rishi S/o Mr. Prem Rishi. It is stated that he was a family friend of Mr. R.K Sharma, who was then the Chief Executive Officer of the Petitioner Company, who had lent the ve

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