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2023 Supreme(Online)(NCDRC) 1940

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
A. P. SAHI, CJ
SAHARA HOSPITALITY LTD. – Appellant
Versus
NATIONAL INSURANCE CO. LTD. & ANR. – Respondent


Advocates:
For the Appellants/Petitioners:MR. SANDEEP BAJAJ, ADVOCATE, MR. VIPUL JAI, ADVOCATE, MS. VASUDHA CHADHA, ADVOCATE
For the Respondents:MR. YOGESH MALHOTRA, ADVOCATE, MR. SUSHANT KISHORE, ADVOCATE

Table of Content
1. complaint filed regarding insurance claim (Para 1)
2. nature of incident leading to the claim (Para 2 , 4)
3. arguments on definitions and interpretations of storm (Para 3 , 5 , 6)
4. importance of strict definition in insurance policies (Para 7 , 8)
5. weather report's significance in adjudication (Para 9 , 10)
6. the ambiguity in weather definitions (Para 11 , 12)
7. guidelines on storm definitions from authorities (Para 13 , 16)
8. judicial interpretations on storm definitions (Para 14 , 15)
9. court's view on proprietary definitions in policies (Para 17)
10. distinction between storm and other windy events (Para 18 , 19)
11. assessment of damages linked to definitions (Para 20)
12. final determination based on the arguments and evidence (Para 21 , 22 , 23)
13. conclusion regarding the legitimacy of the claim (Para 24 , 25 , 26)
14. request for compensation and judgment execution (Para 27 , 28)
15. details of awarded compensation and interest (Para 29 , 30 , 31)

ORDER

A.P. SAHI, J. (PRESIDENT)

This complaint was heard on 16.10.2023 and again on 26.10.2023 when inal arguments proceeded and the judgment was reserved on 3.11.2023 when the Ld. Counsel for the parties finally concl

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