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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
M/S. K.G.N. ORE CARRIER – Appellant
Versus
ORIENTAL INSURANCE CO. LTD. – Respondent


Advocates:
For the Petitioner: M/S. MAHAJAN & ASSOCIATES
For the Respondent: MR. P.K SETH & PANKAJ SETH

ORDER

1.      Heard Mr. Abhay Mahajan, Advocate, for the complainant and Mr. Pankaj Seth, Advocate, for the opposite party.

2.      M/s. K.G.N. Ore Carrier (the Insured) has filed above complaint, for directing Oriental Insurance Company Limited (the Insurer) to pay (i) Rs.15000000/- with interest @15% per annum from 02.05.2011 till the date of payment, as insurance claim; (ii) Rs.190403/-, towards sue and labour cost; (iii) Rs.349069/-, towards cost of adjuster’s service; (iv) litigation costs; and (v) Any other relief, which is deemed fit and proper in the facts and circumstances of the case.

3.      The facts as stated in the complaint and emerged from the documents attached with it, are as follows:-

(a)     M/s. K.G.N. Ore Carrier (the Insured) was a partnership firm, registered under Partnership Act, 1932. The Insured was the owner of several barges in the State of Goa and used to let it for carrying Iron Ore lumps or fines, from the various loading points in State of Goa or the Panaji Port, for the purposes of onward loading on various ships, calling at the said ports for export of such lumps or fines. The Insured was owner of one such barge, named as “M.V. Noor IV”, which was bu

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