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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
MR. JUSTICE RAM SURAT RAM MAURYA, PRESIDING MEMBER, DR. INDER JIT SINGH, MEMBER
M/S. CHANDRA ELECTRONIC APPLIANCES PVT. LTD. – Appellant
Versus
NATIONAL INSURANCE COMPANY LTD. – Respondent
| Table of Content |
|---|
| 1. introduction of parties and essential background to the claim. (Para 1 , 2 , 3) |
| 2. details on the fire incident and initial insurance claims. (Para 4 , 5 , 6) |
| 3. judicial determination of the legitimacy of deductions and claim processes. (Para 9 , 10 , 11 , 12 , 13) |
| 4. final conclusions regarding the entitlement to interests and further payments. (Para 14) |
1. Heard Ms. Shobha Gupta, Advocate, for the complainant and Mr. Niraj Singh, Advocate, for the opposite parties.
2. M/s. Chandra Electronic Appliances Pvt. Ltd. (the Insured) has filed above complaint, for directing National Insurance Company Limited (the Insurer) to pay Rs.37176372/- with interest @18% per annum from due date till the date of payment, towards balance insurance claim, Rs.15/- lacs, as the compensation for mental agony and harassment, Rs.35/- lacs, as the compensation for business loss, Rs.5/- lacs, as the cost of litigation and any other relief, which is deemed fit and proper in the facts and circumstances of the case.
3. The complainant stated that M/s. Chandra Electronic Appliances Pvt. Ltd. (the Insured) was a company, incorporated under the Companies Act, 1956, in the year 1996 and engaged
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