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2024 Supreme(Online)(NCDRC) 1268

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
MOHD. KAFEEL ASHRAF – Appellant
Versus
RELIANCE GENERAL INSURANCE COMPANY LTD. – Respondent


Advocates:
For the Petitioner: MR. RAJESH KUMAR BHAWNANI
For the Respondent: MR. NAVNEET KUMAR

ORDER

For the Appellant         Mr Anish Ur Rahman, Advocate    

                                      

For the Respondent      Mr Navneet Kumar, Advocate and Mr Ashwary

                                Kathed, Advocate         

ORDER

PER SUBHASH CHANDRA

1.      This appeal under Section 19 of the Consumer Protection Act, 1986 (in short, the “Act”) is directed against the order dated 16.02.2019 of the Chhatisgarh State Consumer Disputes Redressal Commission, Raipur in Complaint no. 23 of 2015 dismissing the complaint.

2.     We have heard the learned counsel for the parties and perused the records.

3.     The relevant facts of the case, in brief, are that the appellant had insured his vehicle crane (registration no. NL 02 L 4477) with loading capacity of 200 MT with the respondent for the period 28.02.2014 to 27.02.2015 for an Insured Declared Value (IDV) of Rs 2,70,00,000/- against duly paid insurance premium of Rs 2,39,126/-. The crane was deployed on job work at Bhilai Steel Plant, Bhilai while engaged in tandem with another crane with capacity 90 MT to lift an iron structure to a height of 14 feet. While both cranes were jointly engaged in the lifting of the iron structure, the boom of t

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