ORDER

For the Appellant                Mr Praveen Mahajan and Ms Vrinda,

                                       Advocates  

For Respondent nos.1 to 3   Mr R C Sharma, Mr Alok Sharma and

                                       Mr Mukesh Kumar, Advocates

For Respondent no.4           Mr Rajat Manchand, Mr Rajesh Manchanda

                                       Mr Mayank Nautiyal, Ms Somya Narula, Mr

                                       Deepanshu Bharti and Ms Megha Gaur,

                                       Advocates   

ORDER

PER SUBHASH CHANDRA

1.     This First Appeal under Section 19 of the Consumer Protection Act,1986 is directed against the order dated 24.12.2021 of the Uttar Pradesh State Consumer Disputes Redressal Commission, Lucknow in Complaint no. 71 of 2018 allowing the complaint and directing the opposite parties 1 and 2 (including appellant herein) to repay the loan under the terms of the insurance policy within 2 months along with interest and directing opposite party 3 to provide a No Dues Certificate with regard to the loan and EMIs thereon.

2.     We have heard the learned counsel for the parties and perused the records. The delay of 96