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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
PREM NARAIN, PRESIDING MEMBER
ORIENTAL INSURANCE CO. LTD. & 2 ORS. – Appellant
Versus
M/S. AMBA SHAKTI ISPAT LIMITED & ANR. – Respondent
| Table of Content |
|---|
| 1. introduction of the case and initial order details. (Para 1) |
| 2. factual background of insurance claim regarding shed collapse. (Para 2) |
| 3. ratio on strict adherence to policy definitions. (Para 3 , 19) |
| 4. arguments from appellant challenging evidence of damage. (Para 4 , 6 , 8) |
| 5. court's examination of storm definition relative to insurance coverage. (Para 5 , 20) |
| 6. conclusion dismissing previous compensation order. (Para 16 , 22) |
| 7. court's application of policy definitions and rejection of external interpretations. (Para 21) |
| 8. conclusively, supporting the dismissal of the original complaint based on defined policy terms. (Para 24) |
This appeal has been filed by the appellants Oriental Insurance Co. Ltd. & ors. against the order dated 10.08.2015 of the State Consumer Disputes Redressal Commission, Himachal Pradesh, (in short ‘the State Commission’) passed in CC No.03/2015.
2. Brief facts of the case are that the complainant/respondent No.1 is a company incorporated under the Companies Act, 1956 and its President Shri I.D. Aggarwal is authorized by the Board of Directors, vide resolution dated 26.12.2014, to file the present complaint and to pursue it. Complainant has o
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