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2021 Supreme(Online)(NCDRC) 635

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
C. Viswanath, PRESIDING MEMBER
KRYFS POWER COMPONENTS LTD. – Appellant
Versus
M/S. CHOLAMANDALAM MS GENERAL INSURANCE CO. LTD. – Respondent


Advocates:
For the Appellants/Petitioners: Mr. Rajesh Kumar
For the Respondents: Mr. N. K. Chauhan

Table of Content
1. claim filed regarding insurance coverage for cargo. (Para 1 , 2)
2. repudiation due to overloading and packing issues. (Para 3 , 4)
3. arguments on liability and policy adherence. (Para 5 , 6)
4. court finds no fault in claim repudiation. (Para 7)
ORDER

1. The present Appeal is filed against the order dated 05.08.2015 in Consumer Complaint No. CC/07/31 passed by State Consumer Disputes Redressal Commission, Maharashtra.

2. The Complainant/Appellant is a Company dealing with Import-Export, manufacturing of Transformer Core Lines/Lamination steel coils since 1991. It has a factory unit at Silvassa and Palghar. The case of the Complainant/Appellant is that they took a Marine Cargo Import Specific Policy No.-MCG-0000810600000 from the Opposite Party/Respondent on 23.05.2006 for the cargo C.R.G.O. Electrical Steel Coils HIB Grade Weighing 44.00 Metric Ton (hereinafter referred as ‘Cargo’) for Voyage from “Any United States Port to Nhava Sheva (Jawahar Lal Nehru Port, Mumbai) and thence to final destination” for the assured sum of Rs.94,38,500/- by paying a premium of Rs.6,886.50/-. The consignment of C.R.G.O Electrical 9 Steel Coils HIB GRADE Weighing 37.017 Met

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