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2023 Supreme(Online)(NCDRC) 2242

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
SUSHEEL THAKUR – Appellant
Versus
STATE BANK OF INDIA & ANR. – Respondent


Advocates:
For the Petitioner: IN PERSON
For the Respondent: MR. A.V. RANGAM, MR. BUDDY A. RANGANADHAN & STUTI KRISHN

ORDER

1.      The present First Appeal has been filed under Section 19 of the Consumer Protection Act, 1986 (“the Act”) against the Order dated 14.03.2017 passed by the learned State Consumer Disputes Redressal Commission, Telangana (“the State Commission”), in Consumer Complaint No. 1of 2015, wherein the Complaint filed by the Complainant (Appellant herein) was Dismissed.

2.      For Convenience, the parties in the present matter are referred to as mentioned in the Complaint before the State Commission. “Mr. Susheel Thakur is identified as the Complainant. While "State Bank of India’ & Anr are referred as the Opposite Parties (for short OPs).

3.      The brief facts of the case, as per the Complainant, are that a cheque, No. 090232 dated 13.09.2005 for Rs. 2,70,000/- was issued by him went missing. Thus, he issued another cheque No. 090233 dated 13.10.2005, for the same amount, with a request to OPs stop payment for the first missing cheque. However, the second cheque was also not received by OPs Bank. Thus, yet another cheque No. 090234 dated 19.10.2005 for Rs. 2,70,000/- was dispatched against both the missing cheques. Astonishingly, the third was encashed by an ‘unknown person’, i

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