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2022 Supreme(Online)(NCDRC) 1386

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
SUBHASH CHANDRA, MR
ORIENTAL INSURANCE CO. LTD. – Appellant
Versus
BEDAN BAI & 2 ORS. – Respondent


Advocates:
For the Petitioner: Mr S L Gupta
For the Respondent: Mohd Anis Ur Rehman

Table of Content
1. insurance claim barring due to delay requires justification. (Para 2 , 3 , 4 , 5 , 6)
2. appellate court responsibilities regarding jurisdiction and reasonable outcomes. (Para 7 , 10 , 15)
3. claims must adhere to fairness despite procedural delays. (Para 8)
4. concurrent findings of facts should not be omitted without clear legal reasons. (Para 9 , 12 , 14)
ORDER

PER MR SUBHASH CHANDRA

The present revision petition has been filed against the judgment dated 27.12.2011 of the Chhattisgarh State Consumer Disputes Redressal Commission, Raipur (‘in short, ‘the State Commission’) in First Appeal no. 2726 of 2011.

2. The brief facts of the case are that the petitioner – insurance company herein was the opposite party before the District Consumer Disputes Redressal Forum, Raipur, (Chhattisgarh) (in short, ‘the District Forum’). The insurance company issued a group personal accident insurance policy to the Employees of the Chhattisgarh Power Holding Company Ltd., - respondent no. 4, covering 17,601 employees vide offer/ proposal dated 11.09.2003 and thereafter received a premium of Rs.11,40,544/- from respondent no.4. A policy no.42/204/27 was operative and effective from 11.09

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