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2021 Supreme(Online)(NCDRC) 506

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
MR. JUSTICE RAM SURAT RAM MAURYA, PRESIDING MEMBER
HEAD OF DEHRADUN CIRCLE & ANR. – Appellant
Versus
LD. COL. (RETD.) RAKESH BANSAL – Respondent


Advocates:
For the Petitioner:Mr. Rajesh Kumar Gautam, Advocate
For the Respondent: In person

Table of Content
1. background of pension deductions. (Para 2 , 3 , 4)
2. findings on bank's unauthorized recovery. (Para 5 , 6)
3. discussion on consumer status and jurisdiction in recovery disputes. (Para 7 , 8 , 9)
4. decision to dismiss revision petition. (Para 10)
ORDER

1. Heard Mr. Rajesh Kumar Gautam, Advocate for the petitioners and Ltd. Col. (Retd.) Rakesh Bansal, in person, the respondent.

2. This revision petition has been filed against the order of State Consumer Disputes Redressal Commission, Dehradun dated 13.03.2018 passed in First Appeal No.112 of 2016 (arising from the order of District Consumer Disputes Redressal Forum, Dehradun dated 27.4.2016 passed in CC No.239 of 2015), whereby District Forum has dismissed the complaint and State Commission has allowed the complaint and directed the petitioners to refund an amount of Rs.3,60,758/- deducted from the pension to the complainant.

3. Lt. Col. (Retd.) Rakesh Bansal (the respondent) filed Consumer Complaint No.239 of 2015, for (i) refund of Rs.1,05,000/- with interest @ 15% per month as deducted from his pension from 01.05.2015, (ii) to pay Rs.65,000/- as compensation, (iii) to pay the cost of litigation and (iv) or any oth

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