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2020 Supreme(Online)(NCDRC) 923

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
MR. PREM NARAIN, PRESIDING MEMBER
LIFE INSURANCE CORPORATION OF INDIA – Appellant
Versus
SOMENATH KARMAKAR – Respondent


Advocates:
For the Appellants/Petitioners: Mr. Neeraj Gupta, Ms. Gaytri
For the Respondents: Mr. Rajashi Datta

These revision petitions have been filed by the petitioner Life Insurance Corporation of India (LIC) against the order dated 22.3.2018 of the State Consumer Disputes Redressal Commission, West Bengal, (in short ‘the State Commission’) passed in FA No.759/2016 and FA No.760/2016.

RP No.2189 of 2018

2. The brief facts of this case are that the respondent/complainant is the husband of the deceased life assured (DLA). The proposal was filed on 28.02.2012 and the policy no.457228976, Jeevan Tarang started from 15.3.2012. The sum assured was Rs.5,00,000/-.

RP No.2190 of 2018

3. The brief facts of the case are that the complainant is the husband of the deceased life assured (DLA). In this case, the proposal was signed on 29.7.2013 and the policy No. 457650539, Jeevan Saral became effective from 30.7.2013. The sum assured was Rs.6.25 lacs.

4. Life assured died on 19.10.2014. The claims under the policies were filed by the complainant. However, the claims under the policy for Rs.6.25 lacs was repudiated on 21.1.2015 and the claim under the policy for Rs.5,00,000/- was repudiated on 26.2.2015 and the claims were repudiated on the ground that the DLA had not disclosed the material information in

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