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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
MR. SUBHASH CHANDRA, Presiding Member
BASU ORAM – Appellant
Versus
CENTRAL BANK OF INDIA – Respondent
| Table of Content |
|---|
| 1. review petition against dismissal of appeal on mmdc error. (Para 1 , 2) |
| 2. findings of facts as basis for consumer complaint ruling. (Para 3 , 4) |
| 3. arguments challenging factual conclusions by lower fora. (Para 5 , 6) |
| 4. limits on revisional jurisdiction by the national commission. (Para 7 , 8) |
| 5. final ruling affirming district ruling against bank's error. (Para 9 , 10 , 11) |
| 6. final decision allowing revision petition. (Para 12) |
This review petition filed under section 21(b) of the Consumer Protection Act, 1986 (in short, the ‘Act’) assails the order of the State Consumer Dispute Redressal Commission, Odisha (in short, ‘State Commission’) in First Appeal No. 76 of 2014 dated 28.02.2014 dismissing the appeal against the order of the District Forum, Sundargarh II, Rourkela (in short, ‘District Forum’) in Consumer Complaint no. 49 of 2012 dated 23.12.2013.
2. The brief facts of the case are that on 11.12.2007, the petitioner who had a savings bank account no. 3598 with the Central Bank of India, Bisra was issued a receipt for a Money Multiplier Deposit Certificate (MMDC) bearing number 249369 for Rs 70,000/- in his name. The MMDC was for 48 months and was to ca
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