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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
C. VISWANATH, P
PRANAYJIT BOSE & ANR. – Appellant
Versus
STANDARD CHARTERED BANK – Respondent
| Table of Content |
|---|
| 1. petitioners filed for revision under consumer protection act. (Para 1) |
| 2. background of credit card debt and failed payments leading to cibil default. (Para 2 , 3 , 4) |
| 3. details of previous forums' decisions and findings. (Para 5 , 6 , 9) |
| 4. argument regarding impact on creditworthiness due to default. (Para 7) |
| 5. court reviews jurisdictional limits of national commission. (Para 8) |
| 6. clarification on the jurisdiction of the national commission. (Para 10 , 11) |
| 7. final ruling on dismissal of revision without error. (Para 12 , 13) |
1. The present Revision Petition, under Section 21 (b) of the Consumer Protection Act, 1986 (for short “the Act”) has been filed by the Petitioners against order dated 23.06.2017 of the West Bengal State Consumer Disputes Redressal Commission, Kolkata(for short “State Commission”) in First Appeal No.A/77/2016 wherein the Appeal filed by the Appellants/Petitioners was dismissed.
2. Case of the Complainants is that a credit card was issued by the Opposite Party/Bank in August, 1999 in the name of Complainant No.1. Unfortunately, after some time he was thrown out of the job and lost capacity to repay the credit card dues. In September, 2000 the
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