ORDER

APPEARED AT THE TIME OF ARGUMENTS

PER DR. B.C. GUPTA, PRESIDING MEMBER

          This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986 against the impugned order dated 27.07.2011, passed by the Haryana State Consumer Disputes Redressal Commission (hereinafter referred to as ‘the State Commission’) in FA No. 1499/2009, “ICICI Bank Ltd. & Anr. vs. Karam Singh & Anr.”, vide which, while dismissing the said appeal on grounds of limitation as well as on merits, the order dated 29.06.2009 passed by the District Forum Panipat, allowing the consumer complaint No. 267/2007, was upheld. 

2.       Briefly stated, the facts of the case are that the respondents/complainants opened a joint savings account bearing No. 017401518068 with the opposite party (OP), the ICICI Bank and were provided the facility of ATM card.  It is stated in the consumer complaint that the complainants had their mobile phone registered with the Bank for operation of their account.  They used to receive messages on their phone, as and when any transaction took place from their account.  It is stated that the last transaction made by the complainants was on 20.11.2006 and at tha