In this revision petition, order dated 29.08.2015 passed by the Punjab State Consumer Disputes Redressal Commission Chandigarh (in short the State Commission) in First Appeal No. 263 of 2013 has been challenged by the petitioner Ravinder Kumar (since deceased and represented by LRs).

2. The brief facts of the case are that the vehicle of the petitioner met with an accident on 15.04.2010 due to sudden appearance of stray cattle. A claim for Rs.1,22,630/- was filed by the complainant before the insurance company, however, the same was not settled by the insurance company. Hence, a complaint was filed before the District Forum. The complaint was resisted by the insurance company on the ground that the vehicle in question was a transport vehicle (heavy goods vehicle) and the driver of the vehicle was having a license of LMV/HMV but did not have the endorsement for a transport vehicle. Thus, the driver was not holding a valid driving license at the tim