S.B. SINHA,V.S. SIRPURKAR
ORIENTAL INSURANCE CO.LTD. – Appellant
Versus
RAJNI DEVI . – Respondent
C.A. No.-002892-002892 / 2008
22-04-2008
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CASE NO.:
Appeal (civil) 2892 of 2008
PETITIONER:
Oriental Insurance Co. Ltd
RESPONDENT:
Rajni Devi & Ors
DATE OF JUDGMENT: 22/04/2008
BENCH:
S.B. Sinha & V.S. Sirpurkar
JUDGMENT:
J U D G M E N T
REPORTABLE
CIVIL APPEAL NO. 2892 OF 2008
(Arising out of SLP (C) No.11521 of 2007)
S.B. Sinha, J.
1. Leave granted.
2. Respondent filed an application under Section 163-A of the Motor
Vehicles Act, 1988 (the Act) claiming compensation for death of one Janak
Raj (the deceased). He was riding on a motorcycle along with one Sukhdev
Raj. Who was actually on the driver’s seat is not known. The motorcycle is
said to have gone out of control resulting in the accident.
3. Appellant herein, having been issued notice, resisted the claim, inter
alia, contending that although the owner of the vehicle deposited an extra
amount of Rs.50 covering his personal insurance, the same would not cover
the case of the pillion rider and in any event, the owner of the vehicle is not
a third party within the meaning of Section 147 of the Act.
The Motor Vehicles Accident Claims Tribunal, having regard to the
pleadings of the parties, framed the following issues :
"1. Whether on 7.9.2004 at 4.05 pm Janak Raj
had died in a road accident? OPP
2. Whether the Claimants are LRs and were
dependant upon the deceased? OPP
3. Whether the claimants are entitled to
compensation? If so, how much and from
which of the respondents? OPP
4. Whether the motorcycle was being driven in
contravention of terms and conditions of the
insurance policy? OPR
5. Whether the driver of the motorcycle was
not holding a valid and effective driving
licence? OPR
6. Whether the claim petition is bad for non-
joinder of necessary parties? OPR
7. Relief."
4. The Tribunal noticed that the First Information Report (FIR) lodged at
the Police Station in relation to the said accident was not clear to establish as
to who was driving the motorcycle but despite the same proceeded to
determine the question as to whether Janak Raj being himself the tort feasor,
any application under Section 163-A of the Motor Vehicles Act was
maintainable. The premise on which the Tribunal proceeded to determine
the said issue was that a comprehensive insurance policy having been taken,
the only question which arose for its consideration was as to whether the
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accident took place by reason of use of the motor vehicle irrespective of the
fact as to whether the deceased or the said Sukhdev Raj was driving the
motorcycle or not. It, however, held that if the deceased was the tort feasor,
the question of reimbursement of any amount of compensation by the insurer
would not arise, opining :
"If we presume that deceased had no
comprehensive policy even then, claimants are
entitled to compensation because evidence is silent
as to who was driving the offending vehicle."
5. On issue Nos.4, 5 and 6, the Tribunal held :
"Onus to prove all the issues was upon the
Insurance Company. As discussed in the
preceding issues, offending vehicle was insured
but no evidence on the file as to who was driving
the motor cycle. That is whether Janak Raj was
driving the motorcyele or Sukhdev Raj Was
driving the motorcycle. Janak Raj and Sukhdev
Raj were on the motor cycle. Both received
injuries in the accident. Sukhdevraj had
succumbed to his injuries in the Civil Hospital,
Dalhousie. Janak Raj was shifted to different
hospitals. Ultimately, Janak Raj had also
succumbed to his injuries. Motorcycle was owned
by Janak Raj. Counsel for the company failed to
convince how the petition is bad for non-joinder of
necessary parties and what is the effect of non-
production of driving licence when evidence is not
clear as to who was driving the offending vehicle.
So, all the issues are decided against the Ins
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