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2025 MarsdenLR 1439

HIGH COURT MALAYA KUALA LUMPUR
INDERPAL SINGH SIMINDER SINGH – Appellant
Versus
MSIG INSURANCE (MALAYSIA) BERHAD – Respondent


Petitioner Advocates:David Samuel,Sheena Stephanie Sebastian,R Thanasegar Ramasamy,Danesh Ram Aggarwal (pupil-in-chambers),Mithurran Ravinthiran (pupil-in-chambers) ,Respondent Advocate: Samreet Singh Sagoo,Theebadarshini Retnakumar

JUDGMENT

Wan Muhammad Amin Wan Yahya J:

(Post-Trial)

[1] This is an own damage insurance indemnity claim brought by the Plaintiff against its insurer, the Defendant, arising from a contentious and vigorously disputed accident involving the Plaintiff's Bentley Continental car, in which the Defendant has denied liability alleging that the accident was deliberately staged and the claim fraudulently made.

[2] The trial of this action spanned approximately 12 days, during which 14 witnesses testified. Their details are as follows:

Plaintiff's Witnesses (10 in total):

i) Adzhar Bin Abdullah (PW1) - Assistant Manager at CIMB Bank;

ii) The Plaintiff himself (PW2);

iii) Harjit Singh a/l Pritam Singh (PW3) - Plaintiff's brother-in-law ("Mr Harjit");

iv) Ho Wenn Jian (PW4) - Operations Manager at Autodetailer Sdn Bhd ("Mr Ho");

v) Zaki Bin Hasan (PW5) - Freelance driver and Grab driver ("Encik Zaki");

vi) Muhammad Azhar Bin Sarapal (PW6) - Auxiliary Police at Tropicana Golf & Country Resort ("Encik Azhar");

vii) Wong Koon Tuck (PW7) - Insurance agent for the Defendant ("Mr Wong");

viii) Sashi Kumar a/l K Devadasan (PW8) - Senior Adjuster from Motor Jasa Adjusters Sdn Bhd appinted by the Plaintiff as an in

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