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2017 MarsdenLR 1078

MAHKAMAH TINGGI MALAYA KUALA LUMPUR
ETIQA TAKAFUL BERHAD LWN. MUSTAFFA MUSA & SATU LAGI
[Saman Pemula No: WA-24M-6-04/2017]



Court emphasized the necessity of a trial for issues involving insurance coverage, underlining statutory duties and potential abuse of process.

Headnote:The Plaintiff seeks a declaration that the insurance policy covering vehicle No: KBA 9001 from 13 August 2015 to 12 August 2016 is void regarding a road accident on 7 April 2016. The case arose from an accident involving the motorcycle No: DAD 2330 and vehicle No: KBA 9001. The Court determined that the claim was covered under statutory duties outlined in s 96 of the Road Transport Act 1987 and emphasized the necessity of trial for cross-examination. The Plaintiff's action was rejected due to multiplicity of proceedings, concluding that it was inappropriate for two courts to resolve the same issues.

Table of Content
1. plaintiff seeks declaration voiding insurance coverage. (Para 1 , 2)
2. actions stemming from a vehicle accident prompt legal proceedings. (Para 3)

[1] Plaintif, Etiqa Takaful Berhad memohon satu deklarasi bahawa Polisi No: TVP-KA256635-D1 yang melindungi motorkereta No: KBA 9001 bagi tempoh 13 August 2015 hingga 12 August 2016 adalah tidak sah (void) dan tidak boleh dikuatkuasakan (unenforceable) setakat perlindungan terhadap satu kemalangan jalanraya yang berlaku pada 7 April 2016 yang melibatkan motor kereta No: KBA 9001 dan motorsikal No: DAD 2330.

Latar Belakang Kes

[2] Tindakan ini timbul akibat satu kemalangan jalan raya yang berlaku pada 5 April 2016, jam lebih kurang 6.45 petang di Jalan Kota Bharu-Machang-Jeli antara motorsikal no DAD 2330 yang ditunggang oleh Defendan Kedua dengan sebuah motokar no KBA 9001 yang dipandu oleh Siti Norasikin Binti Radzi dan motokar tersebut dimiliki secara berdaftar oleh Defendan Pertama.

[3] Defendan Kedua telah memfailkan tindakan saman di Mahkamah Sesyen Pasir Mas no A53KJ-319-12/2016 untuk menuntut pampasan dan gantirugi akibat daripada kemalangan dengan Siti Norasikin tersebut.

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