The Second Defendant inserted an advertisement in a newspaper for the sale of her house. On seeing the advertisement the Plaintiffs became interested to buy it. After verbally agreeing with the Second Defendant to buy it for $62,000 the Plaintiffs took the Second Defendant and her husband to see Mr. Kirpal Singh Brar (to whom I shall refer as Brat), the sole proprietor of the solicitors' firm of Kirpal Singh Brar & Co. The Plaintiffs instructed Brar to draw a sale and purchase agreement. On May 25, 1976 the Plaintiffs and the Second Defendant executed the sale and purchase agreement drawn by Brat. The Plaintiffs planned to finance the purchase partly by means of a loan from their employer, Lembaga Letrik Negara, the First Defendant. A few days before the agreement was executed the Plaintiffs had sent an application to the First Defendant for a joint loan. According to the standard procedure for application for housing loan the Plaintiffs were required to appoint a solicitor for the purpose of the transfer of the house and the cheque for the payment of the loan would be issued in the name of the solicitor, and the Plaintiffs were required to submit the name of the solic