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2011 MarsdenLR 550

HIGH COURT MALAYA JOHOR BAHRU
CIMB BANK BERHAD – Appellant
Versus
NG LEE LIAN & ANOR – Respondent


Petitioner Advocates:Norlia Tahir ,Respondent Advocate: Munjeet Waalib

Table of Content
1. origin of loan agreements and non-payment. (Para 1 , 2)
2. challenges regarding witness competence. (Para 3 , 4)
3. identification of common issues in dispute. (Para 5)
4. evidence and personal knowledge issues. (Para 6 , 7 , 8 , 9 , 10 , 11)
5. plaintiff's responsibility to produce evidence. (Para 12 , 13 , 14)
6. allegations against changed account numbers. (Para 15 , 16 , 17)
7. adverse inference from non-calling witnesses. (Para 18 , 19 , 20 , 21)
8. principal's liability for agent's act. (Para 22 , 23)
9. limitation act application and timeline. (Para 24 , 25 , 26)
10. overall conclusions and plaintiff's burden. (Para 27 , 28 , 29 , 30 , 31 , 32)
Gunalan Muniandy JC:

[1] These suits arise out of two term loans ('D1 and D2') granted by the plaintiff ('P') bank to the defendants. They are for non-payment of instalments by D1 and D2 allegedly in breach of the loan agreements entered into between the parties.

Summary Of Facts

[2] Upon the request of D1 and D2, P vide letters of offer ('L/O') dated 3 October 1997 and 3 December 1997 offered D1 and D2 two term loans (T/L (1) and (2)) each amounting to RM300,000 at the prescribed rate of interest. In respect of T/L (1) D2 execu

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