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HIGH COURT MALAYA KUALA LUMPUR
MAYBANK ISLAMIC BERHAD – Appellant
Versus
HOO SOOT KHING – Respondent
| Table of Content |
|---|
| 1. overview of foreclosure action and loan default. (Para 1 , 2 , 3 , 4) |
| 2. identification of key legal issues. (Para 6) |
| 3. defendant's arguments against plaintiff's actions. (Para 7 , 8 , 9 , 10) |
| 4. plaintiff's defense and justification for foreclosure. (Para 11 , 12 , 13 , 14) |
| 5. court's observations on property charge. (Para 15 , 16 , 17) |
| 6. interpretation of 'cause to the contrary' in foreclosure. (Para 18 , 19 , 20 , 21) |
| 7. reinforcement of adherence to shariah principles in islamic banking. (Para 22 , 23) |
| 8. analysis of reasonableness of the plaintiff's conduct. (Para 24 , 25 , 26 , 27 , 28 , 29) |
| 9. examination of premature foreclosure claim. (Para 30 , 31 , 32 , 33) |
| 10. scrutiny of the quantum of the debt claimed. (Para 34 , 35 , 36 , 37 , 38 , 39 , 40 , 41 , 42 , 43 , 44 , 45) |
| 11. assessment of plaintiff's entitlement to foreclosure. (Para 46 , 47 , 48 , 49 , 50) |
Introduction
[1] This judgment concerns a foreclosure action brought by Maybank Islamic Berhad ("plaintiff") against Hoo Soot Khing ("defendant") over the default in repaying two financing facilities secured by charges over the defendant's property. The plaintiff seeks an order for sale o
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