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1999 MarsdenLR 2155

COURT OF APPEAL (PUTRAJAYA)
LOW HOP BING, J, SULONG MATJERAIE, J, AHMAD MAAROP, JJCA
Perwira Affin Bank Bhd – Appellant
Versus
Sardar Mohd Roshan Khan – Respondent


Advocates:
Ben Chan (BH Yap and Caryn Wong with him) (Mah-Kamariyah & Philip Koh) for the appellant.
George Proctor (YS Woo & Proctor) for the respondent.

Low Hop Bing JCA (delivering judgment of the court):

APPEALS

The appellant-defendant (‘the bank’) has filed two related appeals against two separate decisions of the learned judge of the Kuala Lumpur High Court. These appeals are:

Appeal NoDecision Appealed Against
(1) W-02–586 of 2008The bank’s application, which sought to set aside the judgment dated 27 July 2007 given for the respondent-plaintiff (‘the customer’), was dismissed with costs.
(2) W-02–722 of 2007Judgment with costs was given for the customer on 27 July 2007.

By consent of the parties, Appeal No (1) was heard first, as the outcome thereof would have a direct bearing on Appeal No (2).

On 20 February 2009, we allowed these two appeals with costs, set aside the judgment given for the customer and ordered the deposits to be refunded to the bank. We now give our grounds.

FACTUAL BACKGROUND

The customer was the sole proprietor of Omar Khayam Enterprise.

The bank had granted banking facilities to the customer.

On 4 March 1999, by way of a writ action vide Kuala Lumpur High Court Civil Suit No 2–22–155 of 1999, the customer sought to recover a sum of RM233,155 with interest, on the basis of the bank’s negligence and/or breach of contr

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