JUDGMENT

McElwaine CJ:

The plaintiffs sue as the administratrix and administrator respectively of Pang Kui, deceased. They claim $8,000 as being due under a comprehensive private motor car policy of insurance issued by the defendants to M/s. Kwong Hock Cheong Sawmill Co. Ltd.

The policy contained the following added clause which so far as material to this action reads:

In consideration of the payment of an additional premium it is hereby understood and agreed that the Company undertakes to pay compensation on the scale provided below for bodily injury as hereinafter defined sustained by Mr. Pang Kui in direct connection with any Motor Car described in the Schedule hereto or whilst mounting into dismounting from or travelling in any Private Motor Car and caused by violent accidental external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury result in:

(1) Death Scale of compensation $8,000 Provided always that:

(c) No compensation shall be payable in respect of death or injury directly or indirectly wholly or in part arising or resulting from or traceable to (1) intentional self injury suicide or attempte