IN THE SUPREME COURT OF THE DEMOCRATIC SOCIALIST REPUBLIC OF SRI LANKA The Hong Kong and Shanghai Banking Corporation Limited, No. 24, Sir Baron Jayathilake Mawatha, Colombo 01.

Plaintiff S.C. (C.H.C.) Appeal No. 62/2012 Vs.

H.C. (Civil) Case No. 194/2009/MR Pratap Shyam Sunder Singh, No. 1, Rockwood Apartment, Rockwood Place, Colombo 07.

Defendant AND NOW BETWEEN Pratap Shyam Sunder Singh, No. 1, Rockwood Apartment, Rockwood Place, Colombo 07.

Defendant – Appellant Vs.

The Hong Kong and Shanghai Banking Corporation Limited, No. 24, Sir Baron Jayathilake Mawatha, Colombo 01.

Plaintiff – Respondent Before: Hon. Jayantha Jayasuriya, P.C., C.J.

Hon. A. H. M. D. Nawaz, J.

Hon. Janak De Silva, J.

Counsels: Harsha Soza, P.C. with Srihan Samaranayake for the Defendant – Appellant Manoj Bandara with Gamini Balasooriya for the Plaintiff – Respondent Written Submissions:

21.12.2018 and 05.06.2024 by the Defendant – Appellant

01.04.2019 and 10.06.2024 by Plaintiff – Respondent Argued on: 22.05.2024 Decided on: 27.11.2024 Janak De Silva, J.

The Defendant-Appellant (Appellant) applied to the Plaintiff-Respondent (Respondent) for a housing loan. The housing loan application identified the property to be pur