IBRAHIM v. SEYADU MOHAMADU
NLR33V145
1931 Present : Drieberg
and Akbar JJ.
IBRAHIM v. SEYADU MOHAMADU.
396-D. C. Puttalam, 4,280.
Warrant of attorney to confess judgment-Authority to
confesss on mortgage bond
-Conditions of bond not included in the warrant-Is the warrant valid?
A creditor to whom a warrant of attorney to confess judgment is given by a
debtor cannot be prevented from obtaining judgment on the warrant on the ground
that certain conditions of the mortgage bond, on which the right of recovery
depended, have not been fulfilled, unless those conditions were included in the
warrant itself.
BY
a mortgage bond, D, the appellant became liable to the respondent in a sum of
Rs. 66,854 to be paid by instalments. On the same day the appellant granted to
Mr. Strong, a proctor, a warrant of attorney to confess judgment.
The bond provided that, if default was made in payment of an instalment, the
appellant was to be given one month's time for payment before bringing an action
on the bond. The appellant made default in the first instalment which was
payable on June 3, 1930, and the respondent gave notice that if appellant did
not pay by July 3, 1930, he would sue on the bond.
On July 2 the appellant brought this action to have the warrant of attorney
declared null and void.
The appeal is from the order of the District Judge dismissing the action.
Keuneman, for plaintiff, appellant.-The bond D is subject to a condition, this
condition is not incorporated in the warrant of attorney and the warrant is
therefore null and void.
The condition set out in the bond must be regarded as a condition subject to
which the warrant was given (section 32, Civil Procedure Code). The warrant must
be used to confess judgment only for the precise amount shown on the face of it
as due and payable. The sum set out in the warrant is not the correct sum due.
H. V. Perera, for respondent.-This warrant is based on the form given in Volume
II., Key and Elphinstone, p. 196.
The condition referred to in section 32, Civil Procedure Code, is one subject to
which the warrant itself is given.
A debtor can assent to judgment though he may have grounds on which to defend
the action and by the warrant he can give the attorney the same power.
A debtor has no control over the warrant once it is duly executed and delivered
to the creditor (Ramanathan v. Don Carolis 1[(1917) 19 N. L. R. 378.]).
October 22, 1931. DRIEBERG J.-
By a mortgage bond, Dl, of December 3, 1929, the, appellant became liable to the
respondent in a sum of Rs. 66,854, which was to be repaid
by instalments; on the same day the appellant granted to Mr. Strong, a proctor,
a warrant of attorney to confess judgment in any action filed on the bond.
The bond provided that, if default was made in payment of an instalment, the
appellant was to be given one month's time for payment before bringing action on
the bond. The appellant made default in the first instalment which was payable
on June 3, 1930, and the respondent gave the appellant notice that if he did not
pay by July 3, he would sue on the bond.
On July 2 the appellant brought this action to have the warrant of attorney
declared null and void and for an injunction restraining the respondent, while
this action was pending, from using the warrant for the purpose of obtaining
judgment on the bond.
During the pendency of these proceedings the respondent on July 11,. 1930, filed
action on the bond D1, but the matter has not, I understand, been proceeded with
beyond the presentation of the plaint.
One ground was that the terms of the warrant had not been fully explained to him
in accordance with section 31 of the Civil Procedure-Code. The learned District
Judge, in dismissing the action, has held against the appellant on this point,
and in my opinion rightly.
The other grounds advanced by the appellant were that the warrant was subject to
a condition or defeasance, that this was not embodied in