[PUBLISH] In the United States Court of Appeals For the Eleventh Circuit

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No. 21-12062 ____________________

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Plaintiff-Counter Defendant-Appellee, versus ANNA BEVILACQUA SPANGLER, RICHARD DALE SPANGLER,

Defendants-Counter Claimant-Appellants.

____________________ USCA11 Case: 21-12062 Document: 36-1 Date Filed: 04/03/2023 Page: 2 of 23

2 Opinion of the Court 21-12062

Appeal from the United States District Court for the Middle District of Florida D.C. Docket No. 6:20-cv-00360-PGB-LRH