[PUBLISH] In the United States Court of Appeals For the Eleventh Circuit

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No. 21-13496 ____________________

AMERICAN BUILDERS INSURANCE COMPANY, Plaintiff-Appellee, versus SOUTHERN-OWNERS INSURANCE COMPANY,

Defendant-Appellant.

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Appeal from the United States District Court for the Southern District of Florida D.C. Docket No. 9:20-cv-81357-WM ____________________ USCA11 Case: 21-13496 Document: 52-1 Date Filed: 06/20/2023 Page: 2 of 26

2 Opinion of the Court 21-13496

ON PETITION FOR REHEARING Before WILLIAM PRYOR, Chief Judge, ROSENBAUM, and MARCUS, Circuit Judges. MARC