UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT

August Term 2023

(Argued: February 14, 2024 Decided: February 19, 2025)

Docket No. 22-3094-cv

JEAN ROBERT SAINT-JEAN, EDITH SAINT-JEAN, FELEX SAINTIL, LINDA COMMODORE, BEVERLEY SMALL, YANICK SAINTIL, JEANETTE SMALL, FELIPE HOWELL JR., AS ADMINISTRATOR OF THE ESTATE OF FELIPE R. HOWELL, Plaintiffs-Appellees,

FELIPE HOWELL, Plaintiff,

v.

EMIGRANT MORTGAGE COMPANY, EMIGRANT BANK, Defendants-Appellants,

EMIGRANT SAVINGS BANK-MANHATTAN, EMIGRANT BANCORP, INC., Defendants.

ON APPEAL FROM THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF NEW YO