PUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 24-1294

NCO FINANCIAL SYSTEMS, INC.,

Plaintiff - Appellant,

v.

MONTGOMERY PARK, LLC,

Defendant - Appellee.

Appeal from the United States District Court for the District of Maryland, at Baltimore. George L. Russell, III, Chief District Judge. (1:11-cv-01020-GLR)

Argued: January 30, 2025 Decided: April 14, 2025

Before NIEMEYER, GREGORY, and HARRIS, Circuit Judges.

Affirmed in part, vacated in part and remanded with instructions by published opinion. Judge Niemeyer wrote the opinion, in which Judge Gregory and Judge Harris joined.

Stephen W. Nichols, OFFIT KURMAN, PA, Bethesda, Maryland, for Appellant. Howard G. Goldberg, GOLDBERG & BANKS, P.C., Baltimore, Maryland; John Edward McCann, Jr., MILES & STOCKBRIDGE P.C., Baltimore, Maryland, for Appellee. USCA4