United States Court of Appeals for the Fifth Circuit ____________ United States Court of Appeals Fifth Circuit

FILED No. 24-40167 March 10, 2025 ____________ Lyle W. Cayce Clerk Kafi, Incorporated,

Plaintiff—Appellant,

versus Wells Fargo Bank, N.A., as Trustee for ABFC 2006-OPT3 Trust, Asset Backed Funding Corporation Asset-Backed Certificates, Series 2006-OPT3; PHH Mortgage Corporation,

Defendants—Appellees. ______________________________

Appeal from the United States District Court for the Southern District of Texas USDC No. 3:20-CV-354 _____________