IN THE UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT United States Court of Appeals Fifth Circuit

No. 16-10604 FILED March 29, 2017 Lyle W. Cayce OCWEN LOAN SERVICING, L.L.C., Clerk

Plaintiff - Appellee v. ROBERT M. BERRY,

Defendant - Appellant

Appeal from the United States District Court for the Northern District of Texas

Before STEWART, Chief Judge, and KING and DENNIS, Circuit Judges. KING, Circuit Judge: This case concerns a dispute between a borrower and lender over a home equity loan. The lender filed this lawsuit seeking a judgment allowing it to foreclose, and the borrower asserted affirmative defenses and a counterclaim alleging numerous violations of the Texas Constitution’s home equity loan provisions.