United States Court of Appeals For the Seventh Circuit ____________________ No. 22-2210 MEGAN DANIELS, et al., Plaintiffs-Appellants, v. UNITED HEALTHCARE SERVICES, INC. and UNITED BEHAVIORAL HEALTH, Defendants-Appellees. ____________________

Appeal from the United States District Court for the Western District of Wisconsin. No. 3:19-cv-01038 — William M. Conley, Judge. ____________________

ARGUED FEBRUARY 22, 2023 — DECIDED JULY 17, 2023 ____________________

Before HAMILTON, BRENNAN, and JACKSON-AKIWUMI, Cir- cuit Judges. BRENNAN, Circuit Judge. Plaintiffs Megan, Chris, and Betsy Daniels allege United HealthCare 1 wrongly denied insurance

1 The Daniels sued both United HealthCare and United Behavioral Health. United HealthCare is the named entity on the Summary Plan De- scription, but correspondence regarding Megan’s mental health coverage 2