United States Court of Appeals For the Seventh Circuit ____________________ No. 22-1121 SCOTT SCANLON, Plaintiff-Appellant, v. LIFE INSURANCE COMPANY OF NORTH AMERICA, Defendant-Appellee. ____________________

Appeal from the United States District Court for the Northern District of Illinois, Eastern Division. No. 1:20-cv-00744 — Charles R. Norgle, Judge. ____________________

ARGUED NOVEMBER 9, 2022 — AUGUST 31, 2023 ____________________

Before ROVNER, JACKSON-AKIWUMI, and LEE, Circuit Judges. JACKSON-AKIWUMI, Circuit Judge. Scott Scanlon is a U.S. Army veteran with a history of chronic pain and sleep disor- ders. He sought long term disability benefits pursuant to his employer’s group policy with the Life Insurance Company of North America (“LINA”). When LINA denied his claim, Scanlon sought de novo review in the district court under the Employee Retirement Income Security Act of 1974, 29 U.S.C. 2