No. 23-3531 ___________________________

Bob Robison Commercial Flooring Inc

Plaintiff - Appellant

v.

RLI Insurance Company

Defendant - Appellee ____________

Appeal from United States District Court for the Eastern District of Arkansas - Northern ____________

Submitted: September 24, 2024 Filed: March 19, 2025 ____________ Before COLLOTON, Chief Judge, LOKEN and KOBES, Circuit Judges. ____________ LOKEN, Circuit Judge.

This insurance coverage dispute turns on the proper interpretation under Arkansas law of an exception to property insurance exclusions known as the ensuing loss clause, which restores coverage “when, as a result of an excluded peril, a covered peril arises and causes damage.” Balfour Beatty Constr., LLC v. Lib