No. 21-3192 ___________________________

Cincinnati Insurance Company

Plaintiff - Appellee

v.

Jacob Rieger & Co., LLC

Defendant - Appellant ___________________________

No. 21-3298 ___________________________

Cincinnati Insurance Company

Plaintiff - Appellant

v.

Jacob Rieger & Co., LLC

Defendant - Appellee ____________

Appeal from United States District Court for the Western District of Missouri - Kansas City ____________

Submitted: September 22, 2022 Filed: January 19, 2023 ____________ Before LOKEN, BENTON, and KOBES, Circuit Judges. ____________ KOBES, Circuit Judge.

Five months after being sued in Oregon for trademark infringement, Jacob Rieger & Co., LLC provided notice to its liability insurer, Cincinnati Insurance Company. Due to Rieger’s delay, Cincinnati refused to reimburse Rieger’s legal fees for the five months that Cincinnati was unaware of